532 SERTOMA WAY BUELLTON CA 934279693, BUELLTON, CA 93427-9693
Mortgage
Document Number
0000038740
Date
Jul 30, 2020
Instrument
38740
Lender
Name
CORNERSTONE HM LNDG
Address
HOUSTON, TX 77027
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jul 29, 2050
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA BARBARA CA
Property Address
535 COVELO LN, BUELLTON, CA 93427-9694
Document Number
0000050776
Instrument Date
Oct 8, 2019
Transaction Type
Mortgage
Record Updated
Nov 19, 2019
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 30892 SANTA BARBARA CA 931300892, SANTA BARBARA, CA 93130-0892
Investor
Possibly a Property Investor
Mortgage
Document Number
0000050776
Date
Nov 6, 2019
Instrument
50776
Lender
Name
CORNERSTONE HM LNDG
Address
HOUSTON, TX 77027
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Nov 5, 2049
October 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA BARBARA CA
Recording Date
Oct 11, 2019
Property Address
535 COVELO LN, BUELLTON, CA 93427-9694
Document Number
0000046039
Instrument Date
Sep 23, 2019
Instrument
46039
Transaction Type
Transfer
Record Updated
Oct 28, 2019
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$486.20
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
535 COVELO LN BUELLTON CA 934279694, BUELLTON, CA 93427-9694
Investor
Possibly a Property Investor
Mortgage
Document Number
46040
Date
Oct 11, 2019
Instrument
46040
Lender
Name
CORNERSTONE HM LNDG
Address
HOUSTON, TX 77027
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Oct 10, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 535 Covelo Ln was $5,224.
Source: Santa Barbara County assessment roll, as of July 8, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Barbara County
Municipality
Buellton City
Elementary School District
Buellton Union Elementary School District (KG - 08)
Secondary School District
Santa Ynez Valley Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$493,053 (+2%)Land $167,325Building $325,728
2025
$5,224.00
$483,387Land $164,045Building $319,342
2023
$5,054.00 (+1.61%)
$464,619Land $157,676Building $306,943
2022
$4,974.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 535 Covelo Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 11 policies
Nearby Flood Policies
11 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 535 Covelo Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF BUELLTON WATER DIVISION serves 5,091 people · EPA ID CA4210018
Water Source
Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection
Jan 2024
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
May also be available: Advanced Wireless, Astound Broadband, Frontier, GeoLinks, KIZA Internet, T-Mobile, Verizon.