535 Commerce St, Gulfport, MS 39507 Property Records

Harrison County property record for 535 Commerce St, Gulfport, MS 39507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,484 sqft · built 1961
Lot Size	0.587 acres (25,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,158 (2022)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0910I-01-048.000`

Property Details

APN / Parcel Number

Primary APN	`0910I-01-048.000`
Alternative APN	`083491`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,484 sqft Adjusted Area
1st Floor Area	1,328 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Roof Type	Gable
Roof Material	Metal
Lot Area	25,600 sqft (0.587 acres)
Lot Dimensions	320 ft deep x 80 ft wide
Utility Building	364 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	535 COMMERCE ST
City	GULFPORT
State	MS
Zip	39507-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 195 FT E OF INTER OF E MAR OF REEDS ALLEY & S MAR OF COMMERCE ST WHICH IS NW COR OF E 250 FT OF W 300 FT OF STEVE WILSON
Legal Range	11W
Legal Township	07S
Legal Section	36
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1004
Census Tract	1702

Owner

535 Commerce St is owned and occupied by two individuals who acquired it in February 2021.

Source: Harrison County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	535 COMMERCE ST, GULFPORT, MS 39507-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 8, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021
Deed Sale	Feb 8, 2021
Deed Document Number	20211877
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0000001877
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	535 COMMERCE ST, GULFPORT, MS 39507-3252
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 COMMERCE ST, GULFPORT, MS 39507-3252

Mortgage

Document Number	20260001666TJ1
Date	Jan 29, 2026
Instrument	2026-0001666-T-J1

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2033

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 8, 2021
Property Address	535 COMMERCE ST, GULFPORT, MS 39507-3252
Document Number	20210001877DJ1
Instrument Date	Feb 1, 2021
Instrument	2021-0001877-D-J1
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1732 SUNSET VIEW DR, 1732, LAKE FOREST, CA 92679-1237

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	535 COMMERCE ST, GULFPORT, MS 39507-3252

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Gulfport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,065	$60,647 Land $20,976 Building $39,671
2023	Homeowner's exemption	$5,708	$57,074 Land $20,976 Building $36,098
2022	$1,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Commerce St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	7 (2005–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Commerce St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GULFPORT serves 75,056 people · EPA ID MS0240003
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: C Spire Wireless.

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