535 Co Rd 696, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 535 Co Rd 696, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 1995
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Mar 2018)
Tax Bill	$2,540 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2007 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`13-10-04-19-0-000-035.002`

Property Details

APN / Parcel Number

Primary APN	`13-10-04-19-0-000-035.002`
Alternative APNs	`ALT APN:1004190000035002` `205143`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,000 sqft
Upper Floors Area	500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)

Exterior Amenities

Porch	Patio
Porch Area	680 sqft
Deck Area	380 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	205143
Street Address	535 COUNTY ROAD 696
City	CEDAR BLUFF
State	AL
Zip	35959-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ THE NW COR LOT 2 WOODHAVEN PLACE ESTATES 12/82;SW216S;NW181S;NW21S TO CONTOUR OF WEISS LAKE;NELY & SELY ALG CONTORTO PO
Legal Range	10E
Legal Township	09S
Legal Section	19
Legal Subdivision	WOODHAVEN PLACE ESTATES
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3058
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTER STATE BANK NA
Jul 26, 2007	Deed of Trust, Mortgage · Line of Credit UNION STATE BANK
Apr 29, 2014	Deed of Trust, Mortgage · Line of Credit UNION STATE BANK
Jul 17, 2014	Deed of Trust, Mortgage · Line of Credit UNION STATE BANK
Apr 2, 2008	Deed of Trust, Mortgage · Line of Credit UNION STATE BANK
Mar 2, 2026	Warranty Deed, Transfer · Seller Carry-Back WAYNE WILSON
Mar 14, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	2018201792
Prior Transfer Date	Dec 17, 2011
Prior Transfer Doc	2012174910
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000205/459
Date	Dec 7, 2018
Book Page	205/459
Instrument	205459

Lender

Name	CENTER STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449

Mortgage

Document Number	0000148782
Date	Jul 26, 2007
Instrument	148782

Lender

Name	UNION STATE BANK
Type	Seller
Address	PO BOX 455, CEDAR BLUFF, AL 35959

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 STOKER RD, CLOUDLAND, GA 30731-2623

Mortgage

Document Number	0000183673
Date	Apr 29, 2014
Instrument	0183673

Lender

Name	UNION STATE BANK
Address	CEDAR BLUFF, AL 35959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 STOKER RD, CLOUDLAND, GA 30731-2623

Mortgage

Document Number	0000184700
Date	Jul 17, 2014
Instrument	0184700

Lender

Name	UNION STATE BANK
Address	CEDAR BLUFF, AL 35959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449

Mortgage

Document Number	0000153300
Date	Apr 2, 2008
Instrument	153300

Lender

Name	UNION STATE BANK
Type	Seller
Address	3460 OLD HIGHWAY 9, CEDAR BLUFF, AL 35959

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 2, 2026
Property Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Document Number	0000242664
Map Reference	MB 9 PG 130
Instrument Date	Feb 19, 2026
Instrument	242664
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449

Mortgage

Document Number	0000242665
Date	Mar 2, 2026
Instrument	242665

Lender

Name	WAYNE WILSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	35 Months
Due	Feb 18, 2029

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 14, 2018
Property Address	535 COUNTY ROAD 696, CEDAR BLUFF, AL 35959-3449
Document Number	0000201792
Instrument Date	Mar 9, 2018
Instrument	201792
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 STOKER RD, CLOUDLAND, GA 30731-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 RIDGEFIELD DR SE, SILVER CREEK, GA 30173-2348

Mortgage

Document Number	0000201793
Date	Mar 14, 2018
Instrument	201793

Lender

Name	STATE BANK AND TRUST CO
Type	Non-Lending Institution
Address	AUGUSTA, GA 30909

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,540.00 (+6.99%)
2025	$2,374.00 (+2.86%)	$27,660 (+6.06%) Land $24,080 Building $3,580	$282,700 (+2.87%) Land $120,400 Building $162,300
2024	$2,308.00	$26,080 (-52.55%) Land $22,500 Building $3,580	$274,800 (-) Land $112,500 Building $162,300
2023	$2,308.00	$54,960 (+110.74%)	$274,800 (-) Land $112,500 Building $162,300
2022	$2,308.00	$26,080 Land $22,500 Building $3,580	$274,800 Land $112,500 Building $162,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: AT&T, Killians Electronics, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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