535 Clay St, Lapeer, MI 48446 Property Records

Lapeer County property record for 535 Clay St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,452 sqft · built 1910
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Mar 2017)
Tax Bill	$960 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-31-100-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-31-100-040-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,452 sqft Living Area
1st Floor Area	782 sqft
Basement Area	650 sqft
Flooring	Carpet

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	60 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	535 CLAY ST
City	LAPEER
State	MI
Zip	48446-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF LAPEER ORIGINAL PLAT NE 1/4 NWLY 1/2 OF LOT 4 BLK 22 (L=1 P=73 SEC 5, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER R ORIGINAL
Legal Block	22
Legal Lot Number	4
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3035
Census Tract	337500

Owner

Source: Lapeer County records · APN L20-31-100-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	535 CLAY ST, LAPEER, MI 48446-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Aug 07, 2008 · Amount on Record
Deed Book / Page	2885 / 717
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 31, 2017
Property Address	535 CLAY ST, LAPEER, MI 48446-2210
Document Number	0028850717
Book / Page	002885 / 000717
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 E MANOR ST OXFORD MI 483716306, OXFORD, MI 48371-6306

Mortgage

Document Number	28850719
Date	Mar 31, 2017
Book Page	002885/000719

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (-24.23%) Homeowner's exemption	$63,600 (+16.7%)	$127,200 (+16.7%)
2023		$54,500	$109,000
2022	$1,267.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 4 of 6 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.