535 Central Ave, Hillsborough, NC 27278 Property Records

Orange County property record for 535 Central Ave, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1956
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (May 2025)
Tax Bill	$3,853 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9864-59-7996`

Property Details

APN / Parcel Number

Primary APN	`9864-59-7996`
Alternative APN	`234051`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,417 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	152 ft deep x 125 ft wide
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	535 CENTRAL AVE
City	HILLSBOROUGH
State	NC
Zip	27278-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HI
Legal Description	5-9 BL A HILLSBORO HEIGHTS P4/208
Legal Subdivision	HILLSBORO HEIGHTS
Legal Block	A
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2001
Census Tract	11002

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Sep 7, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	202530117195
Deed Book / Page	6878 / 626
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	535 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATONAL SETMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6712437
Date	Mar 19, 2021
Book Page	6712/437
Instrument	30043308

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Sep 7, 2018
Property Address	535 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003
Document Number	6518545
Book / Page	6518 / 545
Map Reference	MB4 PG208
Instrument Date	Aug 23, 2018
Instrument	20180907000172700
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 PHELPS RD, 214, HILLSBOROUGH, NC 27278-8951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 CENTRAL AVE, HILLSBOROUGH, NC 27278-2003

Mortgage

Document Number	20180907000172710
Date	Sep 7, 2018
Instrument	20180907000172710

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Max Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,853.00 (+73.25%)	$300,900 (-) Land $130,000 Building $170,900	$300,900 (-) Land $130,000 Building $170,900
2025	$2,224.00 (-23.2%)	$300,900 (+59.71%) Land $130,000 Building $170,900	$300,900 (+59.71%) Land $130,000 Building $170,900
2023	$2,896.00	$188,400 Land $33,000 Building $155,400	$188,400 Land $33,000 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Google Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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