535 Bruce Rd, Lockport, IL 60441 Property Records

Will County property record for 535 Bruce Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,622 sqft · built 2000
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$241,000 (Apr 2021)
Tax Bill	$7,433 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-26-400-050`

Property Details

APN / Parcel Number

Primary APN	`11-04-26-400-050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Living Area
Basement Area	1,622 sqft
Unfinished Basement	1,622 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	100 ft deep x 221 ft wide
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	535 BRUCE RD
City	LOCKPORT
State	IL
Zip	60441-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE S 200 FT OF LOT 24 IN ARTHUR T MCINTOSH CO'S BRUCE ROAD FARMS, A SUB OF LOTS 12 TO 15 IN THE ASSESSOR'S SUB, BEING A SUB
Legal Range	10E
Legal Township	36N
Legal Section	26
Legal Subdivision	ARTHUR T MCINTOSH CO'S BRUCE ROAD FARM
Legal Lot Number	12-15
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2030
Census Tract	880702

Owner

535 Bruce Rd is owned and occupied by an individual who bought it in April 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	535 BRUCE RD, LOCKPORT, IL 60441-4805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 12, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Jun 2, 2014 · Amount on File
Deed Document Number	202140723
Prior Transfer Date	Mar 5, 1998
Prior Transfer Doc	0000025279
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	535 BRUCE RD, LOCKPORT, IL 60441-4805
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 BRUCE RD, LOCKPORT, IL 60441-4805

Mortgage

Document Number	0000018926
Date	Apr 22, 2024
Instrument	R2024018926

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	535 BRUCE RD, LOCKPORT, IL 60441-4805
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 BRUCE RD, LOCKPORT, IL 60441-4805

Mortgage

Document Number	0000064900
Date	Aug 29, 2022
Instrument	R2022064900

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 12, 2021
Property Address	535 BRUCE RD, LOCKPORT, IL 60441-4805
Document Number	0000040723
Instrument Date	Mar 23, 2021
Instrument	R2021040723
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 BRUCE RD, 535, LOCKPORT, IL 60441-4805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 OAK ST, LOCKPORT, IL 60441-2735
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040724
Date	Apr 12, 2021
Instrument	R2021040724

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 535 Bruce Rd was $7,433.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Taft School District 90 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,433.00	$112,358 (+7.2%) Land $30,994 Building $81,364	$337,074 (+7.2%) Land $92,982 Building $244,092
2024		$104,811 Land $28,912 Building $75,899	$314,433 Land $86,736 Building $227,697
2022	$6,017.00 Homeowner's exemption	$81,891 Land $22,590 Building $59,301	$245,673 Land $67,770 Building $177,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 535 Bruce Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Bruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Bertram Communications.

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