535 Blackhawk Blvd, South Beloit, IL 61080 Property Records

Winnebago County property record for 535 Blackhawk Blvd, South Beloit, IL 61080

Property Summary

Property Type	Commercial
Details	5,212 sqft · built 1953
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$744,000 (Apr 2022)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`04-05-304-009`

Property Details

APN / Parcel Number

Primary APN	`04-05-304-009`
Alternative APN	`005C661`

Interior

Stories	2 Stories
Building Area	5,212 sqft Total Area

Exterior

Year Built	Built 1953
Exterior Material	Brick
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Old Parcel Number	005C661
Street Address	535 BLACKHAWK BLVD
City	SOUTH BELOIT
State	IL
Zip	61080-1916
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CR
Legal Description	CLARKS ADD TO SO BELOIT LOT 102
Legal Township	09N
Legal Subdivision	CLARKS ADD/SOUTH BELOIT
Legal Lot Number	102
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	4
Census Block	4008
Census Tract	4004

Owner

535 Blackhawk Blvd, a commercial property, is owned by a company that bought it in April 2022.

Source: Winnebago County records, as of May 13, 2024

Owner of Record	Company Name on File
Mailing Address	426 LAUDER LN, INVERNESS, IL 60067-4562
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage COVANTAGE CU
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage LINCOLN COMMUNITY BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit ROCKFORD BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Jan 8, 2013
Deed Document Number	0000012425
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	535 BLACKHAWK BLVD, SOUTH BELOIT, IL 61080-1916
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015146
Date	Jul 10, 2023
Instrument	2315146

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 19, 2022
Property Address	535 BLACKHAWK BLVD, SOUTH BELOIT, IL 61080-1916
Document Number	0000012425
Map Reference	BK8 PG 26
Instrument Date	Mar 15, 2022
Instrument	2212425
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5062 ROCKROSE CT # 9, 5062, ROSCOE, IL 61073-7797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 LAUDER LN, INVERNESS, IL 60067-4562

Mortgage

Document Number	0000012426
Date	Apr 19, 2022
Instrument	2212426

Lender

Name	LINCOLN COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	535 BLACKHAWK BLVD, SOUTH BELOIT, IL 61080-1916
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022580
Date	Jun 29, 2021
Instrument	2122580

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2026

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	535 BLACKHAWK BLVD, SOUTH BELOIT, IL 61080-1916
Document Number	0001004054
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	535 BLACKHAWK BLVD SOUTH BELOIT IL 610801916, SOUTH BELOIT, IL 61080-1916

Mortgage

Document Number	0001004054
Date	Feb 12, 2018
Instrument	1004054

Lender

Name	ROCKFORD BK&TR
Type	Bank
Address	ROCKFORD, IL 61110-0248

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	South Beloit City
Unified School District	County of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$96,365 Land $4,294 Building $92,071	$289,095 Land $12,882 Building $276,213

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 535 Blackhawk Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2008–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 535 Blackhawk Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450
Water Source	Purchased groundwater from CITY OF BELOIT
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiteWire.

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