535 48th Ave NW, Norman, OK 73072 Property Records

Cleveland County property record for 535 48th Ave NW, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1971
Lot Size1.17 acres (50,965 sqft)
OwnerTrust Name on File
Last Sale$220,000 (Oct 2019)
Tax Bill$3,444 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNC29 9 3W 27004

Property Details

APN / Parcel Number

Primary APNNC29 9 3W 27004
Alternative APN
  • 23507

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area50,965 sqft (1.17 acres)
TerrainRolling
Garage TypeAttached
Garage Area480 sqft
PorchPorch
Porch Area576 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23507
Old Parcel Number23507
Street Address535 48TH AVE NW
CityNORMAN
StateOK
Zip73072-4447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description27-9-3W 1.17AC PRT NW/4 SW/4 BEG NW/C E 275' S 185' W 275' N 185' POB
Legal Range03W
Legal Township09N
Legal Section27
Legal SubdivisionUNPLTD PT SEC 27 9N 3W
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2002
Census Tract201511

Owner

535 48th Ave NW is held in a trust since October 2019.

Source: Cleveland County records, as of February 6, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 638, NORMAN, OK 73070-0638
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST FIDELITY BANK
Oct 11, 2019Warranty Deed, Transfer · Conventional Mortgage
MCCLAIN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2019 · Amount on File
Deed SaleOct 11, 2019 · Amount on File
Deed Document NumberR 2019 32646
Deed Book / Page5977 / 1473
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address535 48TH AVE NW, NORMAN, OK 73072-4447
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR202142265
DateOct 1, 2021
Book Page6320/559
InstrumentR 2021 42265
Lender
NameFIRST FIDELITY BANK
TypeBank
AddressOKLAHOMA CITY, OK 73123
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueSep 17, 2031

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateOct 11, 2019
Property Address535 48TH AVE NW, NORMAN, OK 73072-4447
Document Number0000032646
Book / Page005977 / 001473
Instrument DateSep 20, 2019
Instrument32646
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyCHICAGO TITLE OK

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 638 NORMAN OK 730700638, NORMAN, OK 73070-0638

Mortgage

Document Number32648
DateOct 11, 2019
Book Page005977/001475
Instrument32648
Lender
NameMCCLAIN BK
TypeBank
AddressPURCELL, OK 73080
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 535 48th Ave NW was $3,444.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,444.00$28,697 Land $8,440 Building $20,257$259,808 Land $76,414 Building $183,394
2023$3,125.00$26,029 Land $8,984 Building $17,045$247,769 Land $85,524 Building $162,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 535 48th Ave NW in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 48th Ave NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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