535 3rd St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 535 3rd St, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Lot Size0.485 acres (21,134 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Mar 2023)
Tax Bill$3,072 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
APN041-093-001-01

Property Details

APN / Parcel Number

Primary APN041-093-001-01

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area1,880 sqft Living Area
1st Floor Area1,880 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area21,134 sqft (0.485 acres)
Garage Area460 sqft

Location & Zoning

Street Address535 3RD ST
CityKALKASKA
StateMI
Zip49646-9350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 1-A: THE N 1/2 OF LOT 1 BLK 13 O.S. ABBOTT & CO'S ADD VILL OF KALKASKA SEC 17 T27N-R7W ALSO DESC AS A PART OF SEC 17
Legal Range07W
Legal Township27N
Legal Section17
Legal SubdivisionVILL OF KALKASKA
Legal Block13
Legal Lot Number1
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group2
Census Block2035
Census Tract950300

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address535 3RD ST, KALKASKA, MI 49646-9350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · FHA Mortgage
ARCH MORTGAGE NORTH
Mar 15, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
WEST SHORE BANK
Jul 27, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Deed Document Number20233167140
Prior Transfer DateJul 21, 2020
Prior Transfer Doc0003151618
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address535 3RD ST, KALKASKA, MI 49646-9350
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003179797
DateOct 1, 2025
Instrument3179797
Lender
NameARCH MORTGAGE NORTH
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2035

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALKASKA MI
Recording DateMar 15, 2023
Property Address535 3RD ST, KALKASKA, MI 49646-9350
Document Number0003167140
Instrument DateMar 10, 2023
Instrument3167140
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2520 CROSSING CIR, TRAVERSE CITY, MI 49684-9034

Mortgage

Document Number0003167151
DateMar 15, 2023
Instrument3167151
Lender
NameWEST SHORE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKALKASKA MI
Recording DateJul 27, 2020
Property Address535 3RD ST, KALKASKA, MI 49646-9350
Document Number0003151618
Instrument DateJul 21, 2020
Instrument3151618
Transaction TypeTransfer
Record UpdatedApr 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 3RD ST, KALKASKA, MI 49646-9350

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,500 (+2.3%)$293,000 (+2.3%)
2025$3,072.00 (+0.95%) Homeowner's exemption$143,200$286,400
2024$3,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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