535 20 Rd, Ponca City, OK 74604 Property Records

Osage County property record for 535 20 Rd, Ponca City, OK 74604

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,487 sqft · built 2002
Lot Size	34.5 acres (1,504,127 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (May 2001)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-26-04-00900`

Property Details

APN / Parcel Number

Primary APN	`32-26-04-00900`
Alternative APN	`40308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,487 sqft Living Area
1st Floor Area	2,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	1,504,127 sqft (34.5 acres)
Garage Area	1,008 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	426 sqft
Fence	Fence
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40308
Street Address	535 20 RD
City	PONCA CITY
State	OK
Zip	74604-6162
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	32-26-4 NE NW LESS 5.47A RD
Legal Range	04E
Legal Township	26N
Legal Section	32
Legal Block	26
Jurisdiction	OSAGE OK
Township / Civil Division	NORTHWEST OSAGE
Census Block Group	1
Census Block	1249
Census Tract	940011

Owner

Source: Osage County records · APN 32-26-04-00900

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 20 RD, PONCA CITY, OK 74604-6162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2001 · Amount on Record
Deed Sale	May 07, 2001 · Amount on Record
Deed Document Number	0001047627
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	535 20 RD, PONCA CITY, OK 74604-6162
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1732/727
Date	Oct 07, 2019
Book Page	1732/727
Instrument	2019-006789

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osage County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Osage County
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,852.00 (+2.11%) Homeowner's exemption	$30,360 (+3%) Land $1,250 Building $29,110	$259,667 (-) Land $10,417 Building $249,250
2024	$2,793.00 (+6.93%) Homeowner's exemption	$29,475 (+3%) Land $1,250 Building $28,225	$259,667 (-) Land $10,417 Building $249,250
2023	$2,612.00 (+4.98%) Homeowner's exemption	$28,617 (+3%) Land $1,250 Building $27,367	$259,667 (+12.15%) Land $10,417 Building $249,250
2022	$2,488.00 Homeowner's exemption	$27,783 Land $1,250 Building $26,533	$231,529 Land $10,417 Building $221,112

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Very High above 93% of the US · above 93% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Chisholm Broadband Fixed Wireless	100 / 40
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 13 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSAGE CO RWS & SWD #3 (BRADEN) serves 700 people
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.