Ramsey County property record for 5349 Cottage Ct, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,552 sqft · built 1982 |
| Lot Size | 0.277 acres (12,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $258,000 (Jun 2018) |
| Tax Bill | $4,172 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-22-13-0014 |
| Primary APN | 10-30-22-13-0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,075 sqft (0.277 acres) |
| Lot Dimensions | 105 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8511248 |
|---|---|
| Street Address | 5349 COTTAGE CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIKEWORTH ADDITION LOT 2 BLK 4 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 10 |
| Legal Subdivision | MIKEWORTH ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40101 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5349 COTTAGE CT, SAINT PAUL, MN 55110-5891 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FIN'L CU |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional with PMI BELL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Jun 25, 2012 · Amount on Record |
| Deed Document Number | 20184715077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 5349 COTTAGE CT, WHITE BEAR LAKE, MN 55110-5891 |
| Document Number | 0004772893 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5349 COTTAGE CT WHITE BEAR TOWNSHIP MN 551105891, WHITE BEAR TOWNSHIP, MN 55110-5891 |
| Document Number | 0004772893 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 4772893 |
| Name | WINGS FIN'L CU |
|---|---|
| Address | APPLE VALLEY, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 25, 2018 |
| Property Address | 5349 COTTAGE CT, WHITE BEAR LAKE, MN 55110-5891 |
| Document Number | 0004715077 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 4715077 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | ARDEN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5349 COTTAGE CT WHITE BEAR LAKE MN 551105891, WHITE BEAR LAKE, MN 55110-5891 |
| Document Number | 4715078 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 4715078 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,300 (+8%) Land $89,300 Building $251,000 | $340,300 (+8%) Land $89,300 Building $251,000 | |
| 2025 | $4,172.00 (+15.95%) | ||
| 2023 | $3,598.00 Homeowner's exemption | $315,100 Land $89,300 Building $225,800 | $315,100 Land $89,300 Building $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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