5348 Stone Garden Dr, Howell, MI 48843 Property Records

Livingston County property record for 5348 Stone Garden Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,393 sqft · built 2017
Lot Size	11.9 acres (522,284 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Oct 2025)
Tax Bill	$6,465 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-31-200-030`

Property Details

APN / Parcel Number

Primary APN	`10-31-200-030`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,393 sqft Living Area
1st Floor Area	2,132 sqft
Basement Area	2,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	522,284 sqft (11.9 acres)
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5348 STONE GARDEN DR
City	HOWELL
State	MI
Zip	48843-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	PART OF THE NE 1/4 SEC 31 & NW 1/4 SEC 32, T2N-R4E;COMM AT THE N1/4 COR, SECTION 31; THS89?43'09"E 1672.92 FT TO POB; TH
Legal Range	04E
Legal Township	02N
Legal Section	31
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	1
Census Block	1015
Census Tract	730600

Owner

5348 Stone Garden Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4817 GREENLEE RD, MC KEAN, PA 16426-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Apr 23, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 21, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Deed Document Number	202520240
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000042848
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 20, 2026
Property Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517
Document Number	0000008333
Instrument Date	Apr 15, 2026
Instrument	20268333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517

Mortgage

Document Number	0000008333,
Date	Apr 20, 2026
Instrument	20268333

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517

Mortgage

Document Number	0000023835
Date	Jun 2, 2021
Instrument	2021R-023835

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517

Mortgage

Document Number	0000007696
Date	Apr 23, 2025
Instrument	2025R-007696

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	5519 GLENWOOD HILLS PKWY SE, GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 9, 2025
Property Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517
Document Number	0000020240
Instrument Date	Oct 3, 2025
Instrument	2025R-020240
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4817 GREENLEE RD, MCKEAN, PA 16426-1819

Mortgage

Document Number	0000020092
Date	Oct 9, 2025
Instrument	2025R-020092

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000020092
Date	Oct 7, 2025
Instrument	2025R-020092

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 21, 2021
Property Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517
Document Number	0000042848
Instrument Date	Oct 14, 2021
Instrument	2021R-042848
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 N CENTER ST, NORTHVILLE, MI 48167-1414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5348 STONE GARDEN DR, HOWELL, MI 48843-9517

Tax Assessment & Valuation

The 2025 property tax bill for 5348 Stone Garden Dr was $6,465 with a homeowner's exemption, up 3.4% from the year before.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,000 (+6.33%)	$790,000 (+6.33%)
2025	$6,465.00 (+3.36%) Homeowner's exemption	$371,500	$743,000
2024	$6,255.00
2023		$337,400
2021			$674,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5348 Stone Garden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5348 Stone Garden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone Garden Dr

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