5348 Silver Reef Dr, Fremont, CA 94538 Property Records

Alameda County property record for 5348 Silver Reef Dr, Fremont, CA 94538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1961
Lot Size	0.133 acres (5,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,158,000 (Nov 2022)
Tax Bill	$14,920 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`531-22-210`

Property Details

APN / Parcel Number

Primary APN	`531-22-210`
Alternative APN	`531-0022-210-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,792 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5348 SILVER REEF DR
City	FREMONT
State	CA
Zip	94538-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00051 BLK: 0006 TR: 2237
Legal Tract	2237
Legal Block	6
Legal Lot Number	51
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1006
Census Tract	442800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5348 SILVER REEF DR, FREMONT, CA 94538-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 22, 2022	Grant Deed, Transfer SPRUCE
Jun 28, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE
Jun 22, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	2022184559
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0000230102
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 14, 2022
Property Address	5348 SILVER REEF DR, FREMONT, CA 94538-1854
Document Number	0000184559
Map Reference	MB 44 PG 43-45
Instrument Date	Nov 5, 2022
Instrument	2022184559
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5348 SILVER REEF DR, FREMONT, CA 94538-1854

Mortgage

Document Number	0000184560
Date	Nov 14, 2022
Instrument	2022184560

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 22, 2022
Property Address	5348 SILVER REEF DR, FREMONT, CA 94538-1854
Document Number	0000115288
Map Reference	MB 44 PG 43-45
Instrument Date	Jun 16, 2022
Instrument	2022115288
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SPRUCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jun 28, 2021
Property Address	5348 SILVER REEF DR, FREMONT, CA 94538-1854
Document Number	0000230102
Map Reference	MB 44 PG 43-45
Instrument Date	Dec 7, 2020
Instrument	2021230102
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2089 PHEASANT DR, HERCULES, CA 94547-1627

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 22, 2018
Property Address	5348 SILVER REEF DR, FREMONT, CA 94538-1854
Document Number	0000123712
Instrument Date	Jun 15, 2018
Instrument	123712
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$976.80
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 PHEASANT DR HERCULES CA 945471627, HERCULES, CA 94547-1627

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,228,868 (+2%) Land $368,660 Building $860,208
2025	$14,920.00 (+7.88%)	$1,204,782 (+4.04%) Land $361,434 Building $843,348
2023	$13,830.00	$1,158,000 Land $347,400 Building $810,600	$1,016,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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