Mercer County property record for 5347 State Rte 118, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,776 sqft · built 2011 |
| Lot Size | 2.7 acres (117,830 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Jan 2011) |
| Tax Bill | $6,729 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-012800.0203 |
| Primary APN | 03-012800.0203 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,776 sqft Living Area |
| Basement Area | 2,776 sqft |
| Unfinished Basement | 2,776 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 117,830 sqft (2.7 acres) |
| Garage Type | Attached |
| Street Address | 5347 STATE ROUTE 118 |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E 1/2 NE RTS: 002-06-21 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5347 STATE ROUTE 118, COLDWATER, OH 45828-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CREDIT UNION |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2011 · Amount on Record |
| Deed Sale | Jan 24, 2011 · Amount on Record |
| Deed Document Number | 2011447 |
| Prior Transfer Date | Jan 21, 2011 |
| Prior Transfer Doc | 0000000446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jul 7, 2026 |
| Property Address | 5347 STATE ROUTE 118, COLDWATER, OH 45828-9755 |
| Document Number | 0000003071 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20263071 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5347 STATE ROUTE 118, COLDWATER, OH 45828-9755 |
| Document Number | 0000003071, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20263071 |
| Name | SUPERIOR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2046 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5347 STATE ROUTE 118, COLDWATER, OH 45828-9755 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000002756 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 202000002756 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,729.00 | $201,820 (-) Land $16,210 Building $185,610 | |
| 2024 | $6,729.00 (+1.92%) | $201,820 (-) Land $16,210 Building $185,610 | |
| 2023 | $6,602.00 (+20.04%) | $201,820 (+35.03%) Land $16,210 Building $185,610 | $576,600 (+35.04%) Land $46,300 Building $530,300 |
| 2022 | $5,500.00 | $149,460 Land $10,540 Building $138,920 | |
| 2020 | $427,000 Land $30,100 Building $396,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2015–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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