5346 W Tortuga Loop, Lecanto, FL 34461 Property Records

Citrus County property record for 5346 W Tortuga Loop, Lecanto, FL 34461 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2018
Lot Size	0.221 acres (9,652 sqft)
Owner	Trust Name on File
Last Sale	$242,400 (May 2018)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-31-0100-000A0-004.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-31-0100-000A0-004.0`
Alternative APNs	`3118S18E0100000A00040` `3421230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,027 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,652 sqft (0.221 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	483 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	271 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3421230
Old Parcel Number	3118S18E0100000A00040
Street Address	5346 W TORTUGA LOOP
City	LECANTO
State	FL
Zip	34461-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHASE PHASE I PB 18 PGS 83 & 84 LOT 4 BLK A
Legal Range	18E
Legal Township	18S
Legal Section	31
Legal Subdivision	WESTCHASE PHASE 1 (PB18 PG83)
Legal Phase	1
Legal Block	A
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	3
Census Block	3005
Census Tract	450602

Owner

Source: Citrus County records · APN 18E-18S-31-0100-000A0-004.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU
Sep 06, 2019	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage LYNN FAHNESTOCK
May 22, 2017	Warranty Deed, Transfer MEG FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	2018023403
Deed Book / Page	2899 / 1263
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317

Mortgage

Document Number	0033101212
Date	Aug 11, 2022
Book Page	3310/1212
Instrument	2022056391

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317
Document Number	0030561363
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5346 W TORTUGA LOOP LECANTO FL 344617317, LECANTO, FL 34461-7317

Mortgage

Document Number	0030561363
Date	Apr 29, 2020
Book Page	003056/001363
Instrument	22177

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317
Document Number	0030042435
Instrument Date	Sep 06, 2019
Transaction Type	Mortgage
Record Updated	Oct 03, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5346 W TORTUGA LOOP LECANTO FL 344617317, LECANTO, FL 34461-7317

Mortgage

Document Number	0030042435
Date	Sep 17, 2019
Book Page	003004/002435
Instrument	48810

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 16, 2044

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 10, 2018
Property Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317
Document Number	0028991263
Book / Page	2899 / 1263
Map Reference	MB18 PG83&84
Instrument Date	May 07, 2018
Instrument	2018023403
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 646, DUNEDIN, FL 34697-0646

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	PO BOX 646, DUNEDIN, FL 34697-0646

Mortgage

Document Number	2018023404
Date	May 10, 2018
Instrument	2018023404

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317
Document Number	0028700176
Book / Page	002870 / 000176
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 04, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 646 DUNEDIN FL 346970646, DUNEDIN, FL 34697-0646

Mortgage

Document Number	0028700176
Date	Dec 19, 2017
Book Page	002870/000176
Instrument	57248

Lender

Name	LYNN FAHNESTOCK
Address	10244 WATERSIDE OAKS DR, TAMPA, FL 33647-3193

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 22, 2017
Property Address	5346 W TORTUGA LOOP, LECANTO, FL 34461-7317
Document Number	0028301178
Book / Page	002830 / 001178
Instrument Date	May 12, 2017
Instrument	23938
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	CENTRAL TITLE COMPANY, CENTRAL TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$289.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 646 DUNEDIN FL 346970646, DUNEDIN, FL 34697-0646

Mortgage

Document Number	28301182
Date	May 22, 2017
Book Page	002830/001182
Instrument	23940

Lender

Name	MEG FAMILY TRUST (PT)
Address	7287 MAIDENCANE CT, LARGO, FL 33777-4900

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 21, 2018

Interest

Rate Type	Fixed Rate
Rate	12%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,428.00 (+5.15%) Homeowner's exemption Additional exemption filed	$286,362 (-4.82%) Land $16,800 Building $269,562	$286,362 (-4.82%) Land $16,800 Building $269,562
2024	$2,309.00 (+2.62%) Homeowner's exemption Additional exemption filed	$300,877 (+1.77%) Land $16,800 Building $284,077	$300,877 (+1.77%) Land $16,800 Building $284,077
2023	$2,250.00 (+6.89%) Homeowner's exemption Additional exemption filed	$295,645 (+10.1%) Land $16,800 Building $278,845	$295,645 (+10.1%) Land $16,800 Building $278,845
2022	$2,105.00 Homeowner's exemption Additional exemption filed	$268,532 Land $16,800 Building $251,732	$268,532 Land $16,800 Building $251,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174506023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

5346 W Tortuga Loop, Lecanto, FL 34461 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on W Tortuga Loop

Nearby Streets

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