1. Home
  2. Maryland
  3. Frederick County
  4. Frederick
  5. Saint James Pl

5346 Saint James Pl, Frederick, MD 21703 Property Records

Frederick County property record for 5346 Saint James Pl, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,578 sqft · built 1993
Lot Size0.209 acres (9,092 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Nov 2017)
Tax Bill$5,284 (2024)
Deeds & MortgagesMar 2021 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-571348

Property Details

APN / Parcel Number

Primary APN28-571348
Alternative APN
  • 571348

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,578 sqft Living Area
Gross Area3,018 sqft
1st Floor Area1,318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,092 sqft (0.209 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number571348
Street Address5346 SAINT JAMES PL
CityFREDERICK
StateMD
Zip21703-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 94 SECTION 7 9092 SQ FT KINGSBROOK PUD
Legal SubdivisionKINGSBROOK PUD
Legal Lot Number94
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2006
Census Tract751002

Owner

Source: Frederick County records · APN 28-571348

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5346 SAINT JAMES PL, FREDERICK, MD 21703-2834
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 21, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2019Deed of Trust, Mortgage · FHA Mortgage
JG WENTWORTH HM LNDG
Nov 29, 2017Deed, Transfer · FHA Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2017 · Amount on Record
Deed SaleNov 29, 2017 · Amount on Record
Prior SaleDec 17, 1992 · Amount on Record
Deed Document Number201712154-0354
Deed Book / Page12154 / 354
Prior Transfer DateJul 13, 2006
Prior Transfer Doc0061760405
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5346 SAINT JAMES PL, FREDERICK, MD 21703-2834
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146940029
DateMar 24, 2021
Book Page14694/29
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5346 SAINT JAMES PL, FREDERICK, MD 21703-2834
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137500285
DateMay 21, 2020
Book Page13750/285
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueOct 01, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5346 SAINT JAMES PL, FREDERICK, MD 21703-2834
Document Number0132460461
Instrument DateAug 20, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5346 SAINT JAMES PL FREDERICK MD 217032834, FREDERICK, MD 21703-2834

Mortgage

Document Number0132460461
DateOct 02, 2019
Book Page013246/000461
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 29, 2017
Property Address5346 SAINT JAMES PL, FREDERICK, MD 21703-2834
Document Number0121540354
Book / Page12154 / 0354
Map ReferenceMB47 PL129
Instrument DateNov 09, 2017
Instrument12154-0354
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyEXPRESS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8205 BLUE HERON DR # DR2B, 8205, FREDERICK, MD 21701-9373

Transferred To (Grantee/Buyer)

NameVerified Name
Address5346 SAINT JAMES PL, FREDERICK, MD 21703-2834

Mortgage

Document Number121540360
DateNov 29, 2017
Instrument12154-0360
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$510,600 (+19.47%) Land $99,400 Building $411,200$510,600 (-) Land $99,400 Building $411,200
2024$5,284.00 (+8.79%)
2023$4,857.00 Homeowner's exemption$427,400$510,600 Land $99,400 Building $411,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Saint James Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures