5346 Palmetto Bluff Rd, Hardy, VA 24101 Property Records

Roanoke County property record for 5346 Palmetto Bluff Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,540 sqft · built 2016
Lot Size	4.12 acres (179,467 sqft)
Owner	Individual Name on Record
Tax Bill	$8,856 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090.00-04-10`

Property Details

APN / Parcel Number

Primary APN	`090.00-04-10`
Alternative APN	`000051184`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,540 sqft Finished Area
Gross Area	7,088 sqft
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Finished Basement	855 sqft
Unfinished Basement	831 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	179,467 sqft (4.12 acres)
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	668 sqft
Deck Area	132 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000051184
Street Address	5346 PALMETTO BLUFF RD
City	HARDY
State	VA
Zip	24101-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	LT 10 RIVERS EDGE
Legal Subdivision	RIVERS EDGE
Legal Lot Number	10
Jurisdiction	ROANOKE VA
Township / Civil Division	VINTON
Census Block Group	1
Census Block	1017
Census Tract	31000

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5346 PALMETTO BLUFF RD, HARDY, VA 24101-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	5346 PALMETTO BLUFF RD, HARDY, VA 24101-1105
Document Number	0000006721
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5346 PALMETTO BLUFF RD HARDY VA 241011105, HARDY, VA 24101-1105

Mortgage

Document Number	0000006721
Date	Jun 25, 2020
Instrument	6721

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2035

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,856.00 (+20.07%)	$859,900 (+23.57%) Land $95,600 Building $764,300	$859,900 (+23.57%) Land $95,600 Building $764,300
2023	$7,376.00	$695,900 Land $90,600 Building $605,300	$695,900 Land $90,600 Building $605,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 85% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 50
Cox Communications Fiber	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palmetto Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures