5345 Surrey Ln, Sebring, FL 33875 Property Records

Highlands County property record for 5345 Surrey Ln, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,707 sqft · built 2006
Lot Size	0.05 acres (2,195 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2026)
Tax Bill	$986 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-09-35-28-200-0050-00D0`

Property Details

APN / Parcel Number

Primary APN	`C-09-35-28-200-0050-00D0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,707 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	2,195 sqft (0.05 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5345 SURREY LN
City	SEBRING
State	FL
Zip	33875-4727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	COUNTRY CLUB DOWNS UNREC BUILDING 5 UNIT D + INT IN COMMON AREA
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	COUNTRY CLUB DOWNS
Legal Block	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3026
Census Tract	961301

Owner

Source: Highlands County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5345 SURREY LN, SEBRING, FL 33875-4727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer HEARTLAND TITLE AGENCY, HEARTLAND TITLE
Feb 5, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	20262319370
Deed Book / Page	3201 / 1688
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 29, 2026
Property Address	5345 SURREY LN, SEBRING, FL 33875-4727
Document Number	0002319370
Book / Page	3201 / 1688
Instrument Date	Jun 11, 2026
Instrument	20262319370
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$243,915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5345 SURREY LN, SEBRING, FL 33875-4727

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 5, 2018
Property Address	5345 SURREY LN, SEBRING, FL 33875-4727
Document Number	0001882952
Book / Page	2619 / 1128
Map Reference	MB1838 PG136
Instrument Date	Feb 1, 2018
Instrument	1882952
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEARTLAND TITLE INS AGENCY C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BOX 419 WAKAW SASKATCHEWAK S0K 4P0 CANADA, 419, XX 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5345 SURREY LN, SEBRING, FL 33875-4727

Mortgage

Document Number	0001882953
Date	Feb 5, 2018
Instrument	1882953

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00 (+3.57%) Homeowner's exemption	$86,152 (+5.99%)	$233,364 (+17.24%) Land $8,500 Building $224,864
2024	$952.00 (+5.08%)
2023	$906.00 (+3.78%) Homeowner's exemption	$81,285 (+3%)	$199,048 (+8.32%) Land $6,000 Building $193,048
2022	$873.00 Homeowner's exemption	$78,917	$183,765 Land $6,000 Building $177,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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