5345 Richardson St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5345 Richardson St, Milton, FL 32570 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,992 sqft · built 2003
Owner2 Individual Names on File
Last Sale$208,000 (Mar 2016)
Tax Bill$54 (2024)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN32-2N-28-2864-00B00-0320

Property Details

APN / Parcel Number

Primary APN32-2N-28-2864-00B00-0320

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,992 sqft Heated Area
Gross Area3,692 sqft
1st Floor Area3,433 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area39 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number322N28286400B000320
Street Address5345 RICHARDSON ST
CityMILTON
StateFL
Zip32570-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK MEADOWS PHASE 1 LOT 32 BLK B AS DES IN OR 3506 PG 1006
Legal Range28W
Legal Township02N
Legal Section32
Legal SubdivisionOAK MEADOWS PH 1,2
Legal Phase1
Legal BlockB
Legal Lot Number32
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2001
Census Tract10503

Owner

Source: Santa Rosa County records · APN 32-2N-28-2864-00B00-0320

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5345 RICHARDSON ST, MILTON, FL 32570-1011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2016 · Amount on Record
Deed SaleMar 28, 2016 · Amount on Record
Prior SaleOct 06, 2015 · Amount on Record
Deed Document Number201610978
Deed Book / Page3506 / 1006
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5345 RICHARDSON ST, MILTON, FL 32570-1011
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039481608
DateMay 08, 2020
Book Page3948/1608
Instrument202021896
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 07, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$54.00 (+22.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$218,726 (+3%)$311,471 (+0.73%) Land $26,000 Building $285,471
2023$44.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$212,355 (+3%)$309,221 (+8.79%) Land $26,000 Building $283,221
2022$44.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$206,170$284,239 Land $20,000 Building $264,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims10 (1990–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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