5345 Hickory Downs Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5345 Hickory Downs Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,830 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2021)
Tax Bill$5,448.00 (2025)

Property Details

APN / Parcel Number

Primary APN212531342300011320

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,830 sqft Heated Area
Gross Area2,400 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
FenceFence
PorchOpen Porch
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5345 HICKORY DOWNS WAY
CitySAINT CLOUD
StateFL
Zip34771-0119
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGLENWOOD PH 2 PB 30 PGS 36-38 LOT 132
Legal SubdivisionGLENWOOD
Legal Phase2
Legal Lot Number132
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 212531342300011320

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5345 HICKORY DOWNS WAY, SAINT CLOUD, FL 34771-0119
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
May 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 21, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Deed Doc Number2021196720
Deed Book / Page6112 / 2111
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5345 HICKORY DOWNS WAY, SAINT CLOUD, FL 34771-0119
Transaction TypeMortgage
Record UpdatedNov 17, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5345 HICKORY DOWNS WAY, SAINT CLOUD, FL 34771-0119

Mortgage

Document Number0064982010
DateNov 01, 2023
Book Page6498/2010
Instrument2023144097
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueJan 01, 2052

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5345 HICKORY DOWNS WAY, SAINT CLOUD, FL 34771-0119
Transaction TypeMortgage
Record UpdatedJun 16, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5345 HICKORY DOWNS WAY, SAINT CLOUD, FL 34771-0119

Mortgage

Document Number0064151588
DateMay 31, 2023
Book Page6415/1588
Instrument2023068960
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term344 Months
DueJan 01, 2052

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 21, 2021
Property Address5345 HICKORY DOWNS WAY, SAINT CLOUD, FL 34771-0119
Document Number0061122111
Book / Page6112 / 2111
Map ReferenceMB 30 PG 36-38
Instrument DateDec 17, 2021
Instrument2021196720
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address5345 HICKORY DOWNS WAY, SAINT CLOUD, FL 34771-0119

Mortgage

Document Number0061122112
DateDec 21, 2021
Instrument6112/2112
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,448.00 (+2.64%)$341,800 (+1.7%) Land $65,000 Building $276,800$341,800 (+1.7%) Land $65,000 Building $276,800
2023$5,308.00 (+10.49%)$336,100 (+11.11%) Land $65,000 Building $271,100$336,100 (+11.11%) Land $65,000 Building $271,100
2022$4,804.00$302,500 Land $55,000 Building $247,500$302,500 Land $55,000 Building $247,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 188 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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