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5344 Smith Dr, Indian Head, MD 20640 Property Records

Charles County property record for 5344 Smith Dr, Indian Head, MD 20640 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details1 ba · 884 sqft · built 1959
Lot Size1.12 acres (48,787 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Apr 2024)
Tax Bill$2,272 (2023)
Deeds & MortgagesApr 2024 Sale & Mortgage
Nov 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-016738

Property Details

APN / Parcel Number

Primary APN10-016738
Alternative APN
  • 016738

Interior

Full Baths1 Bath
Stories1 Story
Building Area884 sqft Total Area
1st Floor Area888 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area48,787 sqft (1.12 acres)
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number016738
Street Address5344 SMITH DR
CityINDIAN HEAD
StateMD
Zip20640-3448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR B = 1.129 AC W/S RT 425
Legal SubdivisionTOWN OF LA PLATA
JurisdictionCHARLES MD
Township / Civil Division10, MARBURY
Census Block Group1
Census Block1022
Census Tract850300

Owner

Source: Charles County records · APN 10-016738

Assessment roll updated July 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5344 SMITH DR, INDIAN HEAD, MD 20640-3448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed, Transfer · FHA Mortgage
THE MORTGAGE LINK INC
Nov 02, 2020Loan Modification, Mortgage · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS
Feb 28, 2017Deed of Trust, Mortgage · FHA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2024 · Amount on Record
Deed SaleApr 17, 2024 · Amount on Record
Prior SaleDec 30, 2013 · Amount on Record
Deed Document Number0013259203
Deed Book / Page13259 / 203
Record UpdatedJun 07, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateApr 17, 2024
Property Address5344 SMITH DR, INDIAN HEAD, MD 20640-3448
Document Number0132590203
Book / Page13259 / 203
Map ReferenceMB 27 PG 114
Instrument DateApr 12, 2024
Transaction TypeTransfer
Record UpdatedMay 02, 2024
Title CompanyPINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5344 SMITH DR, INDIAN HEAD, MD 20640-3448

Mortgage

Document Number0013259209
DateApr 17, 2024
Instrument13259/209
Lender
NameTHE MORTGAGE LINK INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address5344 SMITH DR, INDIAN HEAD, MD 20640-3448
Document Number0114120197
Instrument DateNov 02, 2020
Transaction TypeMortgage
Record UpdatedDec 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5344 SMITH DR INDIAN HEAD MD 206403448, INDIAN HEAD, MD 20640-3448

Mortgage

Document Number0114120197
DateNov 02, 2020
Book Page011412/000197
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5344 SMITH DR, INDIAN HEAD, MD 20640-3448
Document Number0097560126
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedDec 03, 2020
Title CompanyPATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5344 SMITH DR INDIAN HEAD MD 206403448, INDIAN HEAD, MD 20640-3448

Mortgage

Document Number0097560126
DateMar 08, 2017
Book Page009756/000126
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 07, 2047

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$2,272.00$144,467$190,000 Land $90,900 Building $99,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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