5344 Ringer Rd, Saint Louis, MO 63129 Property Records

St. Louis County property record for 5344 Ringer Rd, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,842 sqft · built 1972
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Nov 2015)
Tax Bill	$4,609 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`31K-52-0515`

Property Details

APN / Parcel Number

Primary APN	`31K-52-0515`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,842 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	1,399 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	190 ft deep x 290 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	56 sqft
Patio Area	132 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5344 RINGER RD
City	SAINT LOUIS
State	MO
Zip	63129-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	REINKE AMENDED 10 19 78 LOT 1
Legal Subdivision	REINKE AMENDED
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	2
Census Block	2001
Census Tract	220449

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5344 RINGER RD, SAINT LOUIS, MO 63129-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 10, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Prior Sale	Feb 8, 2001
Deed Document Number	2015803
Deed Book / Page	21750 / 4306
Prior Transfer Date	Dec 31, 2007
Prior Transfer Doc	0177615416
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5344 RINGER RD, SAINT LOUIS, MO 63129-1554
Document Number	0228820213
Book / Page	022882 / 000213
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 RINGER RD ST LOUIS MO 631291554, ST LOUIS, MO 63129-1554

Mortgage

Document Number	0228820213
Date	Feb 1, 2018
Book Page	022882/000213
Instrument	49

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	5344 RINGER RD, SAINT LOUIS, MO 63129-1554
Document Number	0228861152
Book / Page	022886 / 001152
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 RINGER RD ST LOUIS MO 631291554, ST LOUIS, MO 63129-1554

Mortgage

Document Number	0228861152
Date	Feb 5, 2018
Book Page	022886/001152
Instrument	190

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,910 (+3.19%) Land $18,960 Building $51,950	$373,200 (+3.18%) Land $99,800 Building $273,400
2024	$4,609.00 (+1.27%)
2023	$4,551.00 (+26.45%)	$68,720 (+24.97%) Land $12,670 Building $56,050	$361,700 (+24.98%) Land $66,700 Building $295,000
2022	$3,599.00	$54,990 Land $10,150 Building $44,840
2021			$289,400 Land $53,400 Building $236,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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