5344 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5344 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2008
Lot Size	0.435 acres (18,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,500 (Jul 2019)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C044816035400090`

Property Details

APN / Parcel Number

Primary APN	`C044816035400090`
Alternative APN	`C-04-34-28-160-3540-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	1,612 sqft
Flooring	Tile

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	18,939 sqft (0.435 acres)
Lot Dimensions	250 ft deep x 149 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5344 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 9 + W 1/2 LOT 10 BLK 354
Legal Subdivision	SUN N LAKE EST
Legal Block	354
Legal Lot Number	9,10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2036
Census Tract	960503

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5344 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Jul 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 10, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 13, 2019	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Feb 13, 2019
Deed Document Number	201947683
Deed Book / Page	2702 / 49
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 14, 2026
Property Address	5344 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002334582
Book / Page	3223 / 657
Instrument Date	Oct 3, 2026
Instrument	20262334582
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 PEBBLE BEACH DR, SEBRING, FL 33872-1740

Mortgage

Document Number	0002334582,
Date	Oct 14, 2026
Book Page	3223/657
Instrument	20262334582

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 10, 2019
Property Address	5336 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001947684
Book / Page	002702 / 000050
Instrument Date	Jul 10, 2019
Instrument	1947684
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 PEBBLE BEACH DR SEBRING FL 338721740, SEBRING, FL 33872-1740

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 10, 2019
Property Address	5336 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001947683
Book / Page	002702 / 000049
Instrument Date	Jul 2, 2019
Instrument	1947683
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$38.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 PEBBLE BEACH DR SEBRING FL 338721740, SEBRING, FL 33872-1740

February 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 13, 2019
Property Address	5336 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001928802
Book / Page	002677 / 001652
Instrument Date	Feb 11, 2019
Instrument	1928802
Transaction Type	Foreclosure
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+102.75%) Homeowner's exemption	$111,548 (+5.99%)	$237,372 (+0.82%) Land $37,250 Building $200,122
2024	$1,272.00 (+3.84%)
2023	$1,225.00 (+974.56%) Homeowner's exemption	$105,247 (+1,567.41%)	$235,434 (+3,629.94%) Land $32,035 Building $203,399
2022	$114.00	$6,312 Land $6,312	$6,312 Land $6,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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