5344 Lowell Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 5344 Lowell Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1984
Lot Size	0.405 acres (17,625 sqft)
Owner	Individual Name on File
Last Sale	$325,600 (Aug 2026)
Tax Bill	$4,371 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1826-0290`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1826-0290`
Alternative APNs	`00840086` `840086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	2,058 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,625 sqft (0.405 acres)
Lot Dimensions	202 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	672 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00840086
Street Address	5344 LOWELL AVE
City	SPRING HILL
State	FL
Zip	34609-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1826 LOT 29
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1826
Legal Lot Number	29
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1025
Census Tract	41005

Owner

5344 Lowell Ave is owned and occupied by an individual who bought it in August 2026.

Source: Hernando County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5344 LOWELL AVE, SPRING HILL, FL 34609-1454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL
Aug 14, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL
Jul 22, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Oct 11, 2000 · Amount on File
Deed Document Number	202654871
Deed Book / Page	4747 / 1368
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	0040300707
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Aug 14, 2026
Property Address	5344 LOWELL AVE, SPRING HILL, FL 34609-1454
Document Number	0000054872
Book / Page	4747 / 1370
Instrument Date	Aug 7, 2026
Instrument	202654872
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12723 N OLA AVE, TAMPA, FL 33612-4175

Mortgage

Document Number	0000054872,
Date	Aug 14, 2026
Book Page	4747/1370
Instrument	202654872

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 14, 2026
Property Address	5344 LOWELL AVE, SPRING HILL, FL 34609-1454
Document Number	0000054871
Book / Page	4747 / 1368
Instrument Date	Aug 7, 2026
Instrument	202654871
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	ORCHARD TITLE, ORCHARD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230,199.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 LOWELL AVE, SPRING HILL, FL 34609-1454

Mortgage

Document Number	0000054872,
Date	Aug 14, 2026
Instrument	202654872

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jul 22, 2021
Property Address	5344 LOWELL AVE, SPRING HILL, FL 34609-1454
Document Number	0040300707
Book / Page	4030 / 707
Map Reference	MB 17 PG 29-34
Instrument Date	Jul 2, 2021
Instrument	2021054951
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 LOWELL AVE, SPRING HILL, FL 34609-1454

Tax Assessment & Valuation

The 2025 property tax bill for 5344 Lowell Ave was $4,371.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,371.00	$246,439	$272,194 Land $55,519 Building $216,675
2023		$203,668 (-18.31%) Land $203,668
2022	$3,452.00	$249,327 Land $39,128 Building $210,199	$260,388 Land $43,005 Building $217,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5344 Lowell Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5344 Lowell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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