5343 Stark Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5343 Stark Rd, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,002 sqft · built 1912
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Dec 2012)
Tax Bill$1,264 (2026)
Deeds & MortgagesDec 2023 Mortgage
Feb 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN450-0010-00449

Property Details

APN / Parcel Number

Primary APN450-0010-00449
Alternative APNs
  • 1145068
  • 943479

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,002 sqft Gross Area
1st Floor Area668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialWood
Construction TypeFrame
Lot Area20,038 sqft (0.46 acres)

Exterior Amenities

PorchPorch
Porch Area174 sqft
Storage Building80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1145068
Street Address5343 STARK RD
CityDULUTH
StateMN
Zip55810-9759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionTHE EASTERLY 150 FEET OF THE WESTERLY 245.5FEET OF THE SOUTHERLY 133 FEET OF THE SE1/4OF THE SE1/4 MORE PARTICULARLY
Legal Range15W
Legal Township49N
Legal Section04
Legal SubdivisionMIDWAY TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1018
Census Tract10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3234 COUNTY ROAD 157, BARNUM, MN 55707-9681
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage
ST LOUIS COUNTY
Feb 20, 2019Loan Modification, Mortgage
WESTERN NAT'L BK
Jan 1, 2018Loan Modification, Mortgage
WESTERN NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2012 · Amount on Record
Deed SaleDec 18, 2012 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number20123494
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5343 STARK RD, DULUTH, MN 55810-9759
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001480564
DateDec 28, 2023
Instrument1480564
Lender
NameST LOUIS COUNTY
TypeGovernment Agency
AddressVIRGINIA, MN 55792
Agreement
AmountAmount Recorded

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address5343 STARK RD, DULUTH, MN 55810-9759
Document Number00A1351432
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedMar 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address5343 STARK RD PROCTOR MN 558109759, PROCTOR, MN 55810-9759

Mortgage

Document Number00A1351432
DateMar 12, 2019
InstrumentA1351432
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55816-0050
Agreement
Term24 Months
DueMar 11, 2021

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address5343 STARK RD, DULUTH, MN 55810-9759
Document Number00A1325918
Instrument DateJan 1, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5343 STARK RD PROCTOR MN 558109759, PROCTOR, MN 55810-9759

Mortgage

Document Number00A1325918
DateJan 16, 2018
InstrumentA1325918
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55816-0050
Agreement
Term60 Months
DueJan 15, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMidway Township
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,264.00 (-7.33%)
2025$122,800 (-3.84%) Land $28,800 Building $94,000$122,800 (-3.84%) Land $28,800 Building $94,000
2024$1,364.00$127,700 (+20.24%) Land $37,700 Building $90,000$127,700 (+20.24%) Land $37,700 Building $90,000
2022$106,200 Land $33,100 Building $73,100$106,200 Land $33,100 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber · Cable in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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