53428 Gregory Dr, Macomb, MI 48042 Property Records

Macomb County property record for 53428 Gregory Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,636 sqft · built 1993
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jul 2026)
Tax Bill	$5,203 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-07-427-024`

Property Details

APN / Parcel Number

Primary APN	`20-08-07-427-024`
Alternative APN	`0807427024`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,636 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Construction Type	Brick
Roof Type	Gable
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	119 ft deep x 71 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	53428 GREGORY DR
City	MACOMB
State	MI
Zip	48042-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MACOMB HILLS SUB NO 3 LOT 113 LIBER: 96 PAGES: 27-31
Legal Subdivision	MACOMB HILLS SUB
Legal Lot Number	113
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1011
Census Tract	223801

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5072 AMHERST DR, STERLING HEIGHTS, MI 48310-4033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 1, 2022	Intrafamily Transfer, Transfer
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 22, 2020	Warranty Deed, Transfer CAPITAL TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	202668998
Deed Book / Page	30771 / 53
Prior Transfer Date	Jul 30, 2022
Prior Transfer Doc	0000093493
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 21, 2026
Property Address	53428 GREGORY DR, MACOMB, MI 48042-5713
Document Number	0000068998
Book / Page	30771 / 53
Instrument Date	Jul 16, 2026
Instrument	202668998
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399,556.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5072 AMHERST DR, STERLING HEIGHTS, MI 48310-4033

Mortgage

Document Number	0000068999,
Date	Jul 21, 2026
Book Page	30771/55
Instrument	202668999

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	53428 GREGORY DR, MACOMB, MI 48042-5713
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2600009024
Date	Feb 2, 2026
Book Page	30498/248
Instrument	202600009024

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	53428 GREGORY DR, MACOMB, MI 48042-5713
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53428 GREGORY DR, MACOMB, MI 48042-5713

Mortgage

Document Number	2500087969
Date	Oct 1, 2025
Book Page	30313/669
Instrument	202500087969

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	53428 GREGORY DR, MACOMB, MI 48042-5713
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53428 GREGORY DR, MACOMB, MI 48042-5713

Mortgage

Document Number	2300011663
Date	Feb 10, 2023
Book Page	29004/369
Instrument	202300011663

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 1, 2022
Property Address	53428 GREGORY DR, MACOMB, MI 48042-5713
Document Number	2200093493
Book / Page	28742 / 959
Map Reference	LB 96 PG 27-31
Instrument Date	Jul 30, 2022
Instrument	202200093493
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53428 GREGORY DR, MACOMB, MI 48042-5713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53428 GREGORY DR, MACOMB, MI 48042-5713

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	53428 GREGORY DR, MACOMB, MI 48042-5713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102385
Date	Aug 27, 2020
Book Page	26952/904
Instrument	2102385

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 22, 2020
Property Address	53428 GREGORY DR, MACOMB, MI 48042-5713
Document Number	0000113378
Book / Page	27010 / 412
Map Reference	LB 96 PG 27
Instrument Date	Aug 24, 2020
Instrument	2113378
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$2,777.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10435 OLDE IVY WAY, 10435, CHARLOTTE, NC 28262-2553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53428 GREGORY DR, MACOMB, MI 48042-5713

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,600 (+3.75%)	$453,200 (+3.75%)
2025	$5,203.00 (+13.03%) Homeowner's exemption	$218,400 (+15.49%)	$436,800 (+15.49%)
2023		$189,100	$378,200
2022	$4,603.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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