Lake County property record for 53424 2nd Ave E, Charlo, MT 59824 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 964 sqft · built 1938 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2026) |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2024 Second Mortgage + 3 more |
| APN | R1512392 |
| Primary APN | R1512392 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 964 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Basement Area | 544 sqft |
| Unfinished Basement | 544 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,716 sqft (0.246 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 66 sqft |
| Shed | 1 Shed |
| Shed Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011431 |
|---|---|
| Street Address | 53424 2ND AVE E |
| City | CHARLO |
| State | MT |
| Zip | 59824-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLO ORIGINAL TOWNSITE, S05, T19 N, R20 W, BLOCK 30, LOT 5 AMND, 10697 SQUARE FEET, AMND SUBD PLAT OF LTS 5-6 BLOCK 30 OF |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 05 |
| Legal Subdivision | CHARLO ORIGINAL TOWNSITE |
| Legal Block | 30 |
| Legal Lot Number | 5,6 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 940600 |
Source: Lake County records · APN R1512392
Assessment roll updated September 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 53424 2ND AVE E, CHARLO, MT 59824-9027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Jul 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEARWATER FCU |
| Jan 27, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEARWATER FCU |
| Jan 29, 2016 | Deed of Trust, Mortgage VALLEY BANK OF RONAN |
| Mar 25, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Dec 27, 2021 · Amount on Record |
| Deed Document Number | 2026637732 |
| Prior Transfer Date | Mar 20, 2026 |
| Prior Transfer Doc | 0000637732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 53424 2ND AVE E, CHARLO, MT 59824-9027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000606783 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 606783 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 53424 2ND AVE E, CHARLO, MT 59824-9027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000611987 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 611987 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 53424 2ND AVE E, CHARLO, MT 59824-9027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000620038 |
|---|---|
| Date | Jan 27, 2025 |
| Instrument | 620038 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 53424 2ND AVE E, CHARLO, MT 59824-9027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000546340 |
|---|---|
| Date | Jan 29, 2016 |
| Instrument | 546340 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Feb 01, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Mar 25, 2026 |
| Property Address | 53424 2ND AVE E, CHARLO, MT 59824-9027 |
| Document Number | 0000637732 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 637732 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 53424 2ND AVE E, CHARLO, MT 59824-9027 |
| Document Number | 0000637731 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 637731 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,586.00 (-4%) | $221,900 (+57.15%) | $221,900 (+57.15%) Land $50,824 Building $171,076 |
| 2023 | $1,652.00 | $141,200 | $141,200 Land $34,185 Building $107,015 |
Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blackfoot Telephone Cooperative | Fiber | 1,000 / 500 |
May also be available at this address: CommunityTel. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures