5342 Wyndell Cir, Crestview, FL 32539 Property Records

Okaloosa County property record for 5342 Wyndell Cir, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,107 sqft · built 2020
Lot Size0.31 acres (13,534 sqft)
OwnerIndividual Name on File
Last Sale$484,900 (Oct 2025)
Tax Bill$124 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-000-598-3949-8

Property Details

APN / Parcel Number

Primary APNC56-000-598-3949-8
Alternative APN
  • 10-3N-23-1000-000C-0200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,107 sqft Heated Area
Gross Area3,867 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area13,534 sqft (0.31 acres)
Garage TypeFinished
Garage Area420 sqft
PorchOpen Porch
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5342 WYNDELL CIR
CityCRESTVIEW
StateFL
Zip32539-7046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD ESTATES BLK C LOT 20
Legal Range23
Legal Township03N
Legal Section10
Legal SubdivisionHOMEWOOD ESTATES
Legal BlockC
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3000
Census Tract20400

Owner

5342 Wyndell Cir is owned and occupied by an individual who bought it in October 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Oct 7, 2025Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO
Dec 11, 2020Warranty Deed, Transfer · VA Mortgage
TRUIST BANK
Feb 24, 2020Warranty Deed, Transfer
SURETY LAND TITLE/FL LLC
Nov 14, 2019Loan Modification, Mortgage · Line of Credit
SERVISFIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2025 · Amount on File
Deed SaleOct 7, 2025 · Amount on File
Prior SaleDec 11, 2020 · Amount on File
Deed Document Number3776405
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
InvestorPossibly a Property Investor

Mortgage

Document Number0035871314
DateNov 15, 2021
Book Page3587/1314
Instrument3505471
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 7, 2025
Property Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
Document Number0003776405
Map ReferenceMB 20 PG 49
Instrument DateSep 29, 2025
Instrument3776405
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,394.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address173 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173

Transferred To (Grantee/Buyer)

NameVerified Name
Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046

Mortgage

Document Number0003776408
DateOct 7, 2025
Instrument3776408
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 11, 2020
Property Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
Document Number0035113760
Book / Page3511 / 3760
Map ReferenceMB 20 PG 49
Instrument DateDec 10, 2020
Instrument3414362
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,123.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3158 GATEWAY LN, 3158, CANTONMENT, FL 32533-5830

Transferred To (Grantee/Buyer)

NameVerified Name
Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
InvestorPossibly a Property Investor

Mortgage

Document Number0035113761
DateDec 11, 2020
Instrument3511/3761
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 24, 2020
Property Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
Document Number0034453981
Book / Page003445 / 003981
Instrument DateFeb 14, 2020
Instrument3339644
Transaction TypeTransfer
Record UpdatedMar 9, 2020
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount on Record
Tax$560.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3158 GATEWAY LN CANTONMENT FL 325335830, CANTONMENT, FL 32533-5830

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address5342 WYNDELL CIR, CRESTVIEW, FL 32539-7046
Document Number0034453982
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedMar 9, 2020
Title CompanySURETY LAND TITLE/FL LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3158 GATEWAY LN CANTONMENT FL 325335830, CANTONMENT, FL 32533-5830

Mortgage

Document Number0034453982
DateFeb 24, 2020
Book Page003445/003982
Instrument3339645
Lender
NameSERVISFIRST BK
TypeBank
AddressPENSACOLA, FL 32502
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5342 Wyndell Cir was $124 with exemptions applied, up 6.9% from the year before.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (+6.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$358,166 (+2.9%)$419,260 (-7.37%) Land $43,186 Building $376,074
2024$116.00 (+7.41%) Disabled Person's exemption Veteran's exemption$348,072 (+3%)$452,622 (-1.77%) Land $39,260 Building $413,362
2023$108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$337,934 (+12.28%)$460,762 (+13.56%) Land $36,691 Building $424,071
2022$105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$300,969$405,745 Land $34,291 Building $371,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5342 Wyndell Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5342 Wyndell Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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