5342 Spring Dr, Melrose, IA 52569 Property Records

Monroe County property record for 5342 Spring Dr, Melrose, IA 52569

Property Summary

Property Type	Single Family Home
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on File
Tax Bill	$60 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180804006000000`

Property Details

APN / Parcel Number

Primary APN	`180804006000000`

Exterior

Lot Area	11,543 sqft (0.265 acres)

Location & Zoning

Street Address	5342 SPRING DR
City	MELROSE
State	IA
Zip	52569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW PARK ADDITIONLOT 6 BLOCK 4
Legal Subdivision	WILLOW PARK ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	MONROE IA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1128
Census Tract	70300

Owner

Source: Monroe County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15509 128TH AVE, INDIANOLA, IA 50125-8627
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK
Oct 23, 2025	Deed of Trust, Mortgage · Construction Mortgage PEOPLES SAVINGS BANK
Aug 8, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IA
Recording Date	Aug 12, 2026
Property Address	5342 SPRING DR, MELROSE, IA 52569
Document Number	0000000869
Book / Page	2026 / 869
Instrument Date	Aug 11, 2026
Instrument	2026869
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	15509 128TH AVE, INDIANOLA, IA 50125-8627

Mortgage

Document Number	0000000869,
Date	Aug 12, 2026
Book Page	2026/869
Instrument	2026869

Lender

Name	PEOPLES SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate	6.55%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IA
Property Address	5342 SPRING DR, MELROSE, IA 52569
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15509 128TH AVE, INDIANOLA, IA 50125-8627

Mortgage

Document Number	02025/1264
Date	Oct 23, 2025
Book Page	2025/1264
Instrument	1264

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	INDIANOLA, IA 50125

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IA
Recording Date	Aug 8, 2022
Property Address	MELROSE, IA 52569
Document Number	02022/1086
Book / Page	2022 / 1086
Instrument Date	Jul 29, 2022
Instrument	1086
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount on Record
Tax	$8.80
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15509 128TH AVE, INDIANOLA, IA 50125-8627

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monroe County
Unified School District	Albia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$60.00	$4,450 (+80.16%) Land $2,470 Building $1,980	$4,450 (+80.16%) Land $2,470 Building $1,980
2024	$60.00 (+114.29%)
2023		$2,470 (+31.38%) Land $2,470	$2,470 (+31.38%) Land $2,470
2022	$28.00	$1,880 Land $1,880
2021			$1,880 Land $1,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
Lockridge Networks Fixed Wireless	100 / 20

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