MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
3409 BIRCH ST, 3409, LA CROSSE, WI 54601-7807
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5342 LANCASTER DR, BELTON, TX 76513-5870
Mortgage
Document Number
0000078974
Date
Dec 2, 2021
Instrument
2021078974
Lender
Name
THE HUNTINGTON NATIONAL BANK
Type
Bank
Special Notes
Seller Financed
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
2.87%
Adjustable
Adjustable Rate Rider
Type Change Date
Dec 1, 2028
Change Frequency
Annually
Min Rate At Change
3%
Max Rate At Change
7.87%
Index
1-Month LIBOR
Margin
3
Max Rate
7.87%
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
BELL TX
Property Address
5342 LANCASTER DR, BELTON, TX 76513-5870
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000045698
Date
Oct 3, 2019
Instrument
2019-00045698
Lender
Name
SWBC MORTGAGE CORP
Type
Mortgage Company
Address
SAN ANTONIO, TX 78216
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2049
November 2018: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
BELL TX
Recording Date
Nov 16, 2018
Property Address
5342 LANCASTER DR, BELTON, TX 76513-5870
Document Number
0000047868
Map Reference
DOC2016-87A&B
Instrument Date
Sep 24, 2018
Instrument
2018-00047868
Transaction Type
Transfer
Record Updated
Sep 30, 2021
Title Company
MONTEITH ABSTRACT & TITLE CO
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5342 LANCASTER DR, BELTON, TX 76513-5870
Mortgage
Document Number
0000047869
Date
Nov 16, 2018
Instrument
2018-00047869
Lender
Name
SWBC MORTGAGE CORP
Type
Mortgage Company
Special Notes
Seller Financed
Agreement
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2048
February 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
BELL TX
Recording Date
Feb 21, 2018
Property Address
5342 LANCASTER DR, BELTON, TX 76513-5870
Document Number
0000006964
Instrument Date
Feb 13, 2018
Instrument
6964
Transaction Type
Transfer
Record Updated
Mar 9, 2018
Title Company
MONTEITH ABSTRACT AND TITLE COMPANY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Limited Partnership
Address
4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Tax Assessment & Valuation
The 2025 property tax bill for 5342 Lancaster Dr was $5,313 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Bell County
Unified School District
Belton Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,313.00
$320,932Land $50,000Building $270,932
$320,932Land $50,000Building $270,932
2023
$6,138.00 (-16.59%)Homeowner's exemption
$331,801Land $50,000Building $281,801
$331,801Land $50,000Building $281,801
2022
$7,359.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5342 Lancaster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Nearby Flood Claims
1 (2024)
Most Recent Claim
Apr 2024 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5342 Lancaster Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source
Purchased surface water from BELL COUNTY WCID 1
Last State Inspection
Dec 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Nextlink Fixed Wireless
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Western Broadband Fixed Wireless
200 / 40
May also be available: Altitude ISP, AT&T, SOS Communications.