5342 Ivory Dr, Sebring, FL 33875 Property Records

Highlands County property record for 5342 Ivory Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1998
Lot Size	0.266 acres (11,596 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2020)
Tax Bill	$2,180 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-030-0260-0100`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-030-0260-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,255 sqft
1st Floor Area	1,532 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,596 sqft (0.266 acres)
Lot Dimensions	125 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5342 IVORY DR
City	SEBRING
State	FL
Zip	33875-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 10 BLK 26
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	26
Legal Lot Number	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1055
Census Tract	961301

Owner

Source: Highlands County records · APN C-01-35-28-030-0260-0100

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5342 IVORY DR, SEBRING, FL 33875-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Prior Sale	Oct 02, 2020 · Amount on Record
Deed Document Number	20202776842
Deed Book / Page	2776 / 842
Last Transfer Date	Jun 25, 2024
Transfer Doc	0002210360
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 02, 2020
Property Address	5342 IVORY DR, SEBRING, FL 33875-1336
Document Number	0002001162
Book / Page	2776 / 842
Map Reference	MB 7 PG 61
Instrument Date	Oct 01, 2020
Instrument	2001162
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5342 IVORY DR, 5342, SEBRING, FL 33875-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5342 IVORY DR, SEBRING, FL 33875-1336

Mortgage

Document Number	0002776844
Date	Oct 02, 2020
Instrument	2776/844

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,110 (+5.99%)	$240,490 (-0.66%) Land $22,669 Building $217,821
2024	$2,180.00 (+2.4%)
2023	$2,129.00 (+1.67%) Homeowner's exemption	$169,936 (+3%)	$242,096 (+16.15%) Land $18,600 Building $223,496
2022	$2,094.00 Homeowner's exemption	$164,986	$208,437 Land $13,950 Building $194,487

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 176 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.