5342 Cabernet Ln, Billings, MT 59106 Property Records

Yellowstone County property record for 5342 Cabernet Ln, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,002 sqft · built 2019
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Jan 2019 Refinance Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A320560`

Property Details

APN / Parcel Number

Primary APN	`000A320560`
Alternative APNs	`03-0926-04-2-14-05-0000` `R0333776` `A32056`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,002 sqft Living Area
1st Floor Area	2,002 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Neighborhood / Spot
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	70 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5342 CABERNET LN
City	BILLINGS
State	MT
Zip	59106-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINTAGE ESTATES SUB, S04, T01 S, R25 E, BLOCK 6, LOT 3, 12000 SQUARE FEET, (06)
Legal Range	25E
Legal Township	01S
Legal Section	04
Legal Subdivision	VINTAGE ESTATES SUB
Legal Block	6
Legal Lot Number	3
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1020
Census Tract	1404

Owner

5342 Cabernet Ln is owned and occupied by two individuals who acquired it in October 2017.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5342 CABERNET LN, BILLINGS, MT 59106-2671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LITTLE HORN STATE BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK & TRUST
May 24, 2019	Deed of Trust, Mortgage FIRST FED'L BK&TR
Nov 20, 2018	Warranty Deed, Transfer · Line of Credit LITTLE HORN ST BK
Oct 18, 2017	Warranty Deed, Subdivision Related Transfer FIRST MONTANA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017
Deed Sale	Oct 18, 2017
Deed Document Number	20173830826
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	5342 CABERNET LN, BILLINGS, MT 59106-2671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003873274
Date	Jan 14, 2019
Instrument	3873274

Lender

Name	LITTLE HORN STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	5342 CABERNET LN, BILLINGS, MT 59106-2671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003942963
Date	Oct 14, 2020
Instrument	3942963

Lender

Name	FIRST FEDERAL BANK & TRUST
Type	Bank
Address	SHERIDAN, WY 82801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	5342 CABERNET LN, BILLINGS, MT 59106-2671
Document Number	0003884318
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5342 CABERNET LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003884318
Date	May 30, 2019
Instrument	3884318

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 20, 2018
Property Address	5342 CABERNET LN, BILLINGS, MT 59106-2671
Document Number	0003868655
Instrument Date	Nov 19, 2018
Instrument	3868655
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5832 FOXTAIL LOOP N BILLINGS MT 591062214, BILLINGS, MT 59106-2214

Mortgage

Document Number	3868656
Date	Nov 20, 2018
Instrument	3868656

Lender

Name	LITTLE HORN ST BK
Type	Bank
Address	BILLINGS, MT 59102-8626

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 18, 2017
Property Address	5342 CABERNET LN, BILLINGS, MT 59106-2671
Document Number	0003830826
Instrument Date	Oct 17, 2017
Instrument	3830826
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2017
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3542 FALCON RDG BILLINGS MT 59106, BILLINGS, MT 59106

Tax Assessment & Valuation

The 2025 property tax bill for 5342 Cabernet Ln was $4,376, down 14.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,000 (-) Land $112,665 Building $467,335	$580,000 (-) Land $112,665 Building $467,335
2025	$4,376.00 (-14.28%)	$580,000 Land $112,665 Building $467,335	$580,000 Land $112,665 Building $467,335
2024	$5,105.00 (+12.42%)
2023	$4,541.00	$508,900	$508,900 Land $101,457 Building $407,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5342 Cabernet Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5342 Cabernet Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom, Verizon.

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