5341 Eastern Neck Rd, Rock Hall, MD 21661 Property Records

Kent County property record for 5341 Eastern Neck Rd, Rock Hall, MD 21661

Property Summary

Property Type	Rural Home
Details	2 ba · 1,056 sqft · built 2009
Lot Size	10.8 acres (473,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Apr 1997)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-009561`

Property Details

APN / Parcel Number

Primary APN	`05-009561`
Alternative APNs	`5009561` `009561`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	473,497 sqft (10.8 acres)

Exterior Amenities

Porch	Porch
Porch Area	390 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	009561
Street Address	5341 EASTERN NECK RD
City	ROCK HALL
State	MD
Zip	21661-1664
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCDRR
Legal Description	LOT 2-10.87 AC. 5341 EASTERN NECK ROAD S OF ROCK HALL
Legal Subdivision	BAKER F W LAND
Legal Lot Number	2
Jurisdiction	KENT MD
Township / Civil Division	5, EDESVILLE
Census Block Group	1
Census Block	1023
Census Tract	950500

Owner

Source: Kent County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5341 EASTERN NECK RD, ROCK HALL, MD 21661-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 1997 · Amount on Record
Deed Sale	Apr 14, 1997 · Amount on Record
Deed Document Number	1997204
Deed Book / Page	117 / 8
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	5341 EASTERN NECK RD, ROCK HALL, MD 21661-1664
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012200108
Date	Dec 29, 2021
Book Page	1220/108

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	5341 EASTERN NECK RD, ROCK HALL, MD 21661-1664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009060399
Date	Jun 5, 2017
Book Page	0906/399
Instrument	0906-399

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	5341 EASTERN NECK RD, ROCK HALL, MD 21661-1664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009810269
Date	Jan 2, 2019
Book Page	0981/269

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,600 (+10.28%)	$197,400 (+13.45%) Land $73,500 Building $123,900
2025	$2,061.00 (+5,184.62%) Homeowner's exemption
2023	$39.00 Homeowner's exemption	$171,933	$174,000 Land $73,500 Building $100,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 48 individual policies
Nearby Flood Policies	56 units insured incl. 8 condo units
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	3 of 119
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 96 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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