53406 Clear Lake Dr, Callahan, FL 32011 Property Records

Nassau County property record for 53406 Clear Lake Dr, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,371 sqft · built 2012
Lot Size	1.02 acres (44,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Nov 2018)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-2N-25-0240-0011-0000`

Property Details

APN / Parcel Number

Primary APN	`46-2N-25-0240-0011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,371 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	2,371 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,648 sqft (1.02 acres)
Garage Type	Attached
Garage Area	502 sqft
Porch	Unfinished Open Porch
Porch Area	337 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	53406 CLEAR LAKE DR
City	CALLAHAN
State	FL
Zip	32011-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 11 CLEAR LAKE ESTATES #1 PB 7/346
Legal Range	25E
Legal Township	02N
Legal Section	46
Legal Subdivision	CLEAR LAKE ESTATES #1
Legal Lot Number	11
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2016
Census Tract	50506

Owner

Source: Nassau County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53406 CLEAR LAKE DR, CALLAHAN, FL 32011-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Nov 13, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	201845034922
Deed Book / Page	2236 / 552
Last Transfer Date	Aug 14, 2024
Transfer Doc	0027341238
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	53406 CLEAR LAKE DR, CALLAHAN, FL 32011-9711
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53406 CLEAR LAKE DR, CALLAHAN, FL 32011-9711

Mortgage

Document Number	0024500351
Date	Apr 7, 2021
Book Page	2450/351
Instrument	202145012590

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 13, 2018
Property Address	53406 CLEAR LAKE DR, CALLAHAN, FL 32011-9711
Document Number	0022360552
Book / Page	002236 / 000552
Instrument Date	Nov 2, 2018
Instrument	45034922
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53406 CLEAR LAKE DR CALLAHAN FL 320119711, CALLAHAN, FL 32011-9711

Mortgage

Document Number	22360554
Date	Nov 13, 2018
Book Page	002236/000554
Instrument	45034923

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	53406 CLEAR LAKE DR, CALLAHAN, FL 32011-9711
Document Number	0021911304
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53406 CLEAR LAKE DR CALLAHAN FL 320119711, CALLAHAN, FL 32011-9711

Mortgage

Document Number	0021911304
Date	Apr 24, 2018
Book Page	002191/001304
Instrument	12324

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2038

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (+1.51%)	$189,248 (+2.9%)	$366,023 (+3.75%) Land $60,000 Building $306,023
2024	$2,251.00 (+1.72%) Homeowner's exemption	$183,914 (+3%)	$352,786 (+7.01%) Land $60,000 Building $292,786
2023	$2,213.00 (+11.04%) Homeowner's exemption	$178,557 (+3%)	$329,679 (+23.54%) Land $60,000 Building $269,679
2022	$1,993.00 Homeowner's exemption	$173,356	$266,863 Land $60,000 Building $206,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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