5340 Precious Stone Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5340 Precious Stone Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,486 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$154,256 (Dec 1998)
Tax Bill	$4,149 (2024)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A973001453`

Property Details

APN / Parcel Number

Primary APN	`A973001453`
Alternative APN	`3-0112-7636-00-0320.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,286 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	79 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A973001453
Street Address	5340 PRECIOUS STONE DR
City	SAINT CHARLES
State	MO
Zip	63304-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD9
Legal Description	EMERALD PL #3 LOT 320
Legal Subdivision	EMERALD PL #3
Legal Lot Number	320
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2048
Census Tract	311114

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5340 PRECIOUS STONE DR, SAINT CHARLES, MO 63304-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Beneficiary Deed, Transfer
Mar 18, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 1998 · Amount on Record
Deed Sale	Dec 15, 1998 · Amount on Record
Deed Document Number	199899822
Deed Book / Page	2175 / 324
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000012360
Record Updated	Sep 20, 2026

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2026
Property Address	5340 PRECIOUS STONE DR, SAINT CHARLES, MO 63304-1211
Document Number	0000012360
Map Reference	MB 33 PG 359
Instrument Date	Mar 17, 2026
Instrument	2026R-012360
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5340 PRECIOUS STONE DR, SAINT CHARLES, MO 63304-1211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5340 PRECIOUS STONE DR, SAINT CHARLES, MO 63304-1211

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2026
Property Address	5340 PRECIOUS STONE DR, SAINT CHARLES, MO 63304-1211
Document Number	0000012255
Map Reference	MB 33 PG 359
Instrument Date	Mar 17, 2026
Instrument	2026R-012255
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5340 PRECIOUS STONE DR, SAINT CHARLES, MO 63304-1211

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,336 (-)	$412,297 (-) Land $75,000 Building $337,297
2025		$78,336 (+12.7%)	$412,297 (+12.7%) Land $75,000 Building $337,297
2024	$4,149.00
2023		$69,510
2022			$365,844 Land $60,000 Building $305,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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