5340 Oak Hammock Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 5340 Oak Hammock Ct, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,783 sqft · built 2002
Owner	2 Individual Names on File
Last Sale	$199,900 (Nov 2019)
Tax Bill	$2,123 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-28-2864-00C00-0370`

Property Details

APN / Parcel Number

Primary APN	`32-2N-28-2864-00C00-0370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Heated Area
Gross Area	2,821 sqft
1st Floor Area	2,203 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	618 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	322N28286400C000370
Street Address	5340 OAK HAMMOCK CT
City	MILTON
State	FL
Zip	32570-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	OAK MEADOWS PHASE 2 LOT 37 BLK C AS DES IN OR 3887 PG 264
Legal Range	28W
Legal Township	02N
Legal Section	32
Legal Subdivision	OAK MEADOWS PH 1,2
Legal Phase	2
Legal Block	C
Legal Lot Number	37
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2005
Census Tract	10503

Owner

5340 Oak Hammock Ct is owned and occupied by two individuals who bought it in November 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5340 OAK HAMMOCK CT, MILTON, FL 32570-5056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Sep 10, 2008 · Amount on File
Deed Document Number	201949753
Deed Book / Page	3887 / 0264
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 4, 2019
Property Address	5340 OAK HAMMOCK CT, MILTON, FL 32570-5056
Document Number	0038870264
Book / Page	003887 / 000264
Instrument Date	Nov 1, 2019
Instrument	49753
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5340 OAK HAMMOCK CT MILTON FL 325705056, MILTON, FL 32570-5056

Mortgage

Document Number	38870268
Date	Nov 4, 2019
Book Page	003887/000268
Instrument	49754

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,123.00 (+2.96%) Homeowner's exemption	$184,927 (+3%)	$236,245 (+1.01%) Land $26,000 Building $210,245
2023	$2,062.00 (+2.95%) Homeowner's exemption	$179,541 (+3%)	$233,892 (+7.44%) Land $26,000 Building $207,892
2022	$2,003.00 Homeowner's exemption	$174,312	$217,698 Land $20,000 Building $197,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5340 Oak Hammock Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	10 (1990–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5340 Oak Hammock Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20