5340 Bronco Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5340 Bronco Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Pasture
Details	3 bd · 2 ba · 3,287 sqft · built 1988
Lot Size	19.6 acres (853,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Sep 2025)
Tax Bill	$78 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402435100011`

Property Details

APN / Parcel Number

Primary APN	`402435100011`
Alternative APNs	`00732710019106` `10004627816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,287 sqft Gross Area
1st Floor Area	2,644 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	853,776 sqft (19.6 acres)
Garage Type	Attached
Garage Area	418 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Enclosed/Screened Porch
Porch Area	225 sqft
Pole Barn	247 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00732710019106
Street Address	5340 BRONCO RD
City	PUNTA GORDA
State	FL
Zip	33982-5506
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	AG
Legal Description	35-40-24 TRACT 19 38.11 AC. M/L COMM NW COR SEC 35 TH E 329.36 FT TH S 1766.31 FT FOR POB TH CONT S 701.92 FT TH E 2369.79 FT TH N 701.06 FT TH W 2364.40 FT TO POB LESS W 30FT FOR RD EASE 925/657 925/1252 COR931/2149 DC3126/367-SJD PR14-1173-VJD
Legal Range	24E
Legal Township	40S
Legal Section	35
Legal Subdivision	ACREAGE
Legal Tract	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1012
Census Tract	10100

Owner

Source: Charlotte County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5340 BRONCO RD, PUNTA GORDA, FL 33982-5506
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	20253565575
Prior Transfer Date	Apr 3, 2007
Prior Transfer Doc	0031391250
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5340 BRONCO RD, PUNTA GORDA, FL 33982-5506
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044351739
Date	May 7, 2019
Book Page	4435/1739
Instrument	2707530

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$78.00 (-92.18%)	$233,469 (+3.55%)	$632,905 (-39.77%) Land $373,120 Building $259,785
2024	$997.00 (+42.63%)
2023	$699.00 (-19.1%) Disabled Person's exemption Veteran's exemption	$225,462 (+9.7%)	$1,050,777 (+79.63%) Land $800,310 Building $250,467
2022	$864.00 Disabled Person's exemption	$205,519	$584,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	CHARLOTTE COUNTY UTILITIES
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20