5340 Bear Creek Rd, La Grange, NC 28551 Property Records

Lenoir County property record for 5340 Bear Creek Rd, La Grange, NC 28551

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,782 sqft · built 2002
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Tax Bill$1,311 (2026)
Deeds & MortgagesSep 2026 Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN355400753229

Property Details

APN / Parcel Number

Primary APN355400753229
Alternative APN
  • 35038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,782 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address5340 BEAR CREEK RD
CityLA GRANGE
StateNC
Zip28551-7255
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description5340 BEAR CREEK RD 5340 BEAR CREEK RD
JurisdictionLENOIR NC
Township / Civil DivisionMOSELEY HALL
Census Block Group4
Census Block4042
Census Tract11100

Owner

5340 Bear Creek Rd, a mobile home, is owned and occupied by two individuals who acquired it in January 2023.

Source: Lenoir County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address5340 BEAR CREEK RD, LA GRANGE, NC 28551-7255
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CREDIT UNION
Jul 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 17, 2023
Transfer Doc1979000280
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Recording DateSep 25, 2026
Property Address5340 BEAR CREEK RD, LA GRANGE, NC 28551-7255
Document Number2104000206
Book / Page2104 / 206
Instrument DateSep 17, 2026
Transaction TypeMortgage
Record UpdatedOct 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5340 BEAR CREEK RD, LA GRANGE, NC 28551-7255

Mortgage

Document Number2104000206,
DateSep 25, 2026
Book Page2104/206
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Property Address5340 BEAR CREEK RD, LA GRANGE, NC 28551-7255
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019610077
DateJul 11, 2022
Book Page1961/77
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 5340 Bear Creek Rd was $1,311, down 6.4% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,311.00 (-6.42%)$181,488 (-) Land $14,139 Building $167,349$181,488 (-) Land $14,139 Building $167,349
2025$1,401.00$181,488 Land $14,139 Building $167,349$181,488 Land $14,139 Building $167,349
2023$567.00$53,992 Land $10,597 Building $43,395$53,992 Land $10,597 Building $43,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5340 Bear Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2016–2018)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5340 Bear Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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