534 W Central Rd, Bronson, MI 49028 Property Records

Branch County property record for 534 W Central Rd, Bronson, MI 49028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,768 sqft · built 1883
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2025)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2017 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`100-008-400-005-04`

Property Details

APN / Parcel Number

Primary APN	`100-008-400-005-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,768 sqft Building Perimeter
1st Floor Area	1,040 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Lot Area	60,984 sqft (1.4 acres)
Garage Area	1,914 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	534 W CENTRAL RD
City	BRONSON
State	MI
Zip	49028-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR RUN TH S 89DEG 52MIN 56SEC W 1750 FT TO POB RUN TH S 89DEG 52MIN 56SEC W 229.74 FT TH N 00DEG 07MIN 04SEC W
Legal Range	07W
Legal Township	07S
Legal Section	08
Jurisdiction	BRANCH MI
Township / Civil Division	BETHEL
Census Block Group	3
Census Block	3020
Census Tract	951200

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	886 KOSMERICK RD, BRONSON, MI 49028-9797
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Jun 9, 2017	Deed of Trust, Mortgage CONNIE P CUDILL
Jun 16, 2016	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Jan 27, 2020	Deed of Trust, Mortgage CONNIE F CAUDILL
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Jun 16, 2016	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Jun 2, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Jun 9, 2017	Deed of Trust, Mortgage CONNIE P CUDILL
Jan 27, 2020	Deed of Trust, Mortgage CONNIE F CAUDILL
Jul 20, 2007	Quit Claim Deed, Transfer · ARM OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	20253245
Prior Transfer Date	Jul 10, 2007
Prior Transfer Doc	200705655
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 W CENTRAL RD, BRONSON, MI 49028-9272

Mortgage

Document Number	0202109491
Date	Dec 28, 2021
Instrument	2021-09491

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704025
Date	Jun 9, 2017
Instrument	2017-04025

Lender

Name	CONNIE P CUDILL
Type	Private Party
Address	228 LOG RD, BRONSON, MI 49028

Agreement

Amount	Amount Recorded

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201603826
Date	Jun 16, 2016
Instrument	2016-03826

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000528
Date	Jan 27, 2020
Instrument	2020-00528

Lender

Name	CONNIE F CAUDILL
Type	Private Party
Address	228 LOG RD, BRONSON, MI 49028

Agreement

Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104804
Date	Jun 16, 2021
Instrument	2021-04804

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201603825
Date	Jun 16, 2016
Instrument	2016-03825

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 2, 2025
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Document Number	0202503245
Instrument Date	May 22, 2025
Instrument	2025-03245
Transaction Type	Transfer
Record Updated	Jun 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 W CENTRAL RD, BRONSON, MI 49028-9272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	886 KOSMERICK RD, BRONSON, MI 49028-9797
Investor	Possibly a Property Investor

Mortgage

Document Number	0202503246
Date	Jun 2, 2025
Instrument	2025-03246

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Private Party
Address	51 W PEARL ST, COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104804
Date	Jun 16, 2021
Instrument	2021-04804

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704025
Date	Jun 9, 2017
Instrument	2017-04025

Lender

Name	CONNIE P CUDILL
Type	Private Party
Address	228 LOG RD, BRONSON, MI 49028

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Transaction Type	Mortgage
Record Updated	Feb 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000528
Date	Jan 27, 2020
Instrument	2020-00528

Lender

Name	CONNIE F CAUDILL
Type	Private Party
Address	228 LOG RD, BRONSON, MI 49028

Agreement

Amount	Amount Recorded

July 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 20, 2007
Property Address	534 W CENTRAL RD, BRONSON, MI 49028-9272
Document Number	0200705655
Instrument Date	Jul 10, 2007
Instrument	2007-05655
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 LOG RD, BRONSON, MI 49028-9298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 GILEAD LAKE RD, BRONSON, MI 49028-9207
Investor	Possibly a Property Investor

Mortgage

Document Number	0200705656
Date	Jul 20, 2007
Instrument	2007-05656

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	3-Year TN
Max Rate	12.7%

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Bethel Township
Unified School District	Bronson Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,900 (+29.52%)	$323,800 (+29.52%)
2025	$2,462.00 (+2.54%)	$125,000	$250,000
2024	$2,401.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
DMCI Broadband Fixed Wireless	40 / 10

May also be available: AT&T, Mercury Fiber, T-Mobile.

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