534 W 2nd St, Flora, IL 62839 Property Records

Clay County property record for 534 W 2nd St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 962 sqft · built 1890
Lot Size	0.164 acres (7,175 sqft)
Owner	Individual Name on Record
Last Sale	$16,000 (Jul 2025)
Tax Bill	$212 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-417-012`

Property Details

APN / Parcel Number

Primary APN	`10-26-417-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,175 sqft (0.164 acres)
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Location & Zoning

Street Address	534 W 2ND ST
City	FLORA
State	IL
Zip	62839-1203
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M H PRESLEY'S 2ND ADDN BLOCK 2 LOT 7
Legal Subdivision	M H PRESLEYS 2ND ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1070
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1532 N STATE RD, FLORA, IL 62839-3233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST
Jun 2, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Deed Document Number	2025212149
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	534 W 2ND ST, FLORA, IL 62839-1203
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203484
Date	Nov 22, 2021
Instrument	203484

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 16, 2021

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	534 W 2ND ST, FLORA, IL 62839-1203
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201761
Date	May 6, 2021
Instrument	201761

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 22, 2021

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	534 W 2ND ST, FLORA, IL 62839-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200598
Date	Dec 14, 2020
Instrument	200598

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 10, 2022

Interest

Rate Type	Fixed Rate

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jun 2, 2020
Property Address	534 W 2ND ST, FLORA, IL 62839-1203
Document Number	199116
Instrument Date	May 28, 2020
Instrument	199116
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 BELLFLOWER LN, CLAY CITY, IL 62824-2274
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$212.00 (+4.95%)	$2,772 (+36.82%) Land $2,772	$8,316 (+36.82%) Land $8,316
2024	$202.00 (+5.21%)
2022	$192.00 (+9.09%)	$2,026 Land $2,026	$6,078 Land $6,078
2021	$176.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, T-Mobile.

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