Ramsey County property record for 534 Summit Ave, Saint Paul, MN 55102
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 9 ba · 7,039 sqft · built 1884 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,200,000 (Nov 2022) |
| Tax Bill | $29,470 (2023) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-28-23-32-0007 |
| Primary APN | 01-28-23-32-0007 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 25 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 7,039 sqft Living Area |
| Gross Area | 6,139 sqft |
| 1st Floor Area | 2,690 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Dimensions | 190 ft deep x 250 ft wide |
| Garage Type | Detached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 534 SUMMIT AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F |
| Legal Description | TERRACE PARK ADDITION TO,THE C LOTS 1 2 3 4 AND LOT 5 BLK 3 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 01 |
| Legal Quarter | 3 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1-5 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 35800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
534 Summit Ave is owned and occupied by two individuals who bought it in November 2022.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 534 SUMMIT AVE, SAINT PAUL, MN 55102-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CU |
| Nov 30, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on File |
| Deed Sale | Nov 28, 2022 · Amount on File |
| Prior Sale | Nov 30, 2018 |
| Deed Document Number | A04972313 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 28, 2022 |
| Property Address | 534 SUMMIT AVE, SAINT PAUL, MN 55102-2604 |
| Document Number | 0A04972313 |
| Instrument Date | Nov 18, 2022 |
| Instrument | A04972313 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 534 SUMMIT AVE, SAINT PAUL, MN 55102-2604 |
| Document Number | 0A04972318 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | A04972318 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 30, 2018 |
| Property Address | 534 SUMMIT AVE, SAINT PAUL, MN 55102-2604 |
| Document Number | 0004737023 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 4737023 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 534 SUMMIT AVE ST PAUL MN 551022604, ST PAUL, MN 55102-2604 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $29,470.00 | $2,049,100 Land $699,800 Building $1,349,300 | $2,049,100 Land $699,800 Building $1,349,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 534 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 534 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, T-Mobile.
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