534 Stone Valley Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 534 Stone Valley Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,836 sqft · built 2024
Lot Size	0.63 acres (27,452 sqft)
Owner	Individual Name on File
Last Sale	$586,746 (Jan 2025)
Tax Bill	$746 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-202-003`

Property Details

APN / Parcel Number

Primary APN	`15-05-202-003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Basement Area	1,836 sqft
Finished Basement	1,264 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,452 sqft (0.63 acres)
Lot Dimensions	271 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	534 STONE VALLEY DR
City	DUBUQUE
State	IA
Zip	52003-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 ENGLISH RIDGE SUBDIVISION NO. 7
Legal Subdivision	HOOVER
Legal Lot Number	87
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3035
Census Tract	10104

Owner

534 Stone Valley Dr is owned and occupied by an individual who bought it in January 2025.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	534 STONE VALLEY DR, DUBUQUE, IA 52003-9758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Deed Document Number	0002025650
Deed Book / Page	2025 / 650
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 17, 2025
Property Address	534 STONE VALLEY DR, DUBUQUE, IA 52003-9758
Document Number	0000000650
Instrument Date	Jan 17, 2024
Instrument	2025-00000650
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	534 STONE VALLEY DR, DUBUQUE, IA 52003-9758

Mortgage

Document Number	0000000651
Date	Jan 17, 2025
Instrument	2025-00000651

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Margin	3
Max Rate	12.1%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,900 Land $60,600 Building $343,300	$403,900 Land $60,600 Building $343,300
2024	$746.00
2023		$51,900 (-0.06%) Land $51,900	$51,900 Land $51,900
2022	$896.00	$51,930 Land $51,930
2021			$51,930 Land $51,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 534 Stone Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Stone Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20