Monroe County property record for 534 S Main St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 768 sqft · built 1907 |
| Lot Size | 0.3 acres (12,877 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,278 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-434-015-000 |
| Primary APN | 07-25-434-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 768 sqft Building Perimeter |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Lot Area | 12,877 sqft (0.3 acres) |
| Lot Dimensions | 190 ft deep x 70 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 164 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Canopy | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 534 S MAIN ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | S PART LOT 2 & LOT 3 HOENERS 2ND ADDN 0181455 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | HOENERS 2ND ADD |
| Legal Lot Number | 2-3 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 33 |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 534 S MAIN ST, WATERLOO, IL 62298-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 (+8.27%) Homeowner's exemption | $47,880 (+14.77%) Land $16,980 Building $30,900 | $143,640 (+14.77%) Land $50,940 Building $92,700 |
| 2024 | $2,104.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $41,720 Land $15,520 Building $26,200 | $125,160 Land $46,560 Building $78,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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