Richland County property record for 534 S Cobia Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,077 sqft · built 2021 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (May 2023) |
| Tax Bill | $2,497 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03306-01-10 |
| Primary APN | 03306-01-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Heated Area |
| Gross Area | 2,686 sqft |
| 1st Floor Area | 855 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02171349 |
|---|---|
| Street Address | 534 S COBIA CT |
| City | IRMO |
| State | SC |
| Zip | 29063-9807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 44 45.5X123X112.5X145.5 #SU LIVINGSTON PLACE PHASE 1 #PR RB2450-3157/3158/3159; RB2838-2249 |
| Legal Subdivision | LIVINGSTON PLACE |
| Legal Phase | 1 |
| Legal Lot Number | 44-45 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10311 |
534 S Cobia Ct is owned and occupied by two individuals who bought it in May 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 534 S COBIA CT, IRMO, SC 29063-9807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2023 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| May 11, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on File |
| Deed Sale | May 30, 2023 · Amount on File |
| Prior Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 202321936 |
| Deed Book / Page | 2838 / 2250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 30, 2023 |
| Property Address | 534 S COBIA CT, IRMO, SC 29063-9807 |
| Document Number | 0028382250 |
| Book / Page | 2838 / 2250 |
| Map Reference | MB 2557 PG 1614-1616 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023021936 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $793.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 534 S COBIA CT, IRMO, SC 29063-9807 |
| Document Number | 2023021937 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023021937 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 11, 2021 |
| Property Address | 534 S COBIA CT, IRMO, SC 29063-9807 |
| Document Number | 0026163592 |
| Book / Page | 2616 / 3592 |
| Map Reference | MB 2557 PG 1614-1616 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021029488 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,004.55 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 534 S COBIA CT, IRMO, SC 29063-9807 |
| Document Number | 2021029489 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021029489 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 534 S Cobia Ct was $2,497.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,497.00 | $10,852 | $305,000 Land $40,000 Building $265,000 |
| 2023 | $2,103.00 | $10,852 | $271,300 |
| 2021 | $351.00 | $300 | $7,400 Land $7,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 534 S Cobia Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 534 S Cobia Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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