534 S 3rd St, La Crescent, MN 55947 Property Records

Houston County property record for 534 S 3rd St, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1971
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2026)
Tax Bill	$4,114 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25.0444.000`

Property Details

APN / Parcel Number

Primary APN	`25.0444.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Finished Basement	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	534 S 3RD ST
City	LA CRESCENT
State	MN
Zip	55947-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-104 RANGE-004 LA CRESCENT PLAT LOT-999 BLOCK-085 LOT 18 & E1/2 LOT 19 BLK 85 LA CRESCENT PLAT DOC #207142
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	LA CRESCENT PLAT
Legal Block	85
Legal Lot Number	18-19
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	2
Census Block	2022
Census Tract	20100

Owner

534 S 3rd St is owned and occupied by two individuals who bought it in August 2026.

Source: Houston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	534 S 3RD ST, LA CRESCENT, MN 55947-1232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
Oct 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Deed Document Number	2026319963
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Aug 19, 2026
Property Address	534 S 3RD ST, LA CRESCENT, MN 55947-1232
Document Number	0000319963
Instrument Date	Aug 18, 2026
Instrument	2026319963
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,654.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	534 S 3RD ST, LA CRESCENT, MN 55947-1232
Investor	Possibly a Property Investor

Mortgage

Document Number	0000319964,
Date	Aug 19, 2026
Instrument	2026319964

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	534 S 3RD ST, LA CRESCENT, MN 55947-1232
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A306181
Date	Feb 28, 2022
Instrument	A306181

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	534 S 3RD ST, LA CRESCENT, MN 55947-1232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A299967
Date	Oct 12, 2020
Instrument	A299967

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 534 S 3rd St was $4,114 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,114.00 Homeowner's exemption	$308,600 Land $48,800 Building $259,800	$308,600 Land $48,800 Building $259,800
2025	$4,114.00
2023	$3,914.00 Homeowner's exemption	$269,200 Land $33,800 Building $235,400	$269,200 Land $33,800 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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