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534 Riverside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 534 Riverside Dr NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.175 acres (7,649 sqft)
Owner2 Individual Names on File
Last Sale$153,500 (Oct 2020)
Tax Bill$2,398 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17.00705.00

Property Details

APN / Parcel Number

Primary APN17.00705.00

Exterior

Lot Area7,649 sqft (0.175 acres)

Location & Zoning

Street Address534 RIVERSIDE DR NE
CitySAINT CLOUD
StateMN
Zip56304-0134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-002 BLOCK-003
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block3
Legal Lot Number2
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4009
Census Tract21201

Owner

Source: Benton County records · APN 17.00705.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address534 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
GREAT RIVER FCU
Oct 07, 2020Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 17, 2018Transfer on Death Deed, Transfer
May 03, 2018Warranty Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2020 · Amount on Record
Deed SaleOct 07, 2020 · Amount on Record
Prior SaleMay 03, 2018 · Amount on Record
Deed Document Number2020446515
Prior Transfer DateDec 14, 2018
Prior Transfer Doc433296
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address534 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0134
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000467237
DateJul 31, 2023
Instrument467237
Lender
NameGREAT RIVER FCU
TypeCredit Union
AddressSAINT CLOUD, MN 56301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 21, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 07, 2020
Property Address534 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0134
Document Number446515
Instrument DateOct 05, 2020
Instrument446515
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$506.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address534 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0134

Mortgage

Document Number446516
DateOct 07, 2020
Instrument446516
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

December 2018: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionBENTON MN
Recording DateDec 17, 2018
Property Address534 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0134
Document Number433296
Instrument DateDec 14, 2018
Instrument433296
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMay 03, 2018
Property Address534 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0134
Document Number429129
Instrument DateApr 26, 2018
Instrument429129
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$412.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0134

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,398.00 (+12.16%) Homeowner's exemption$195,700 (+7.82%) Land $40,000 Building $155,700$195,700 (+7.82%) Land $40,000 Building $155,700
2025$2,138.00 (-2.11%) Homeowner's exemption$181,500 (-) Land $40,000 Building $141,500$181,500 (-) Land $40,000 Building $141,500
2023$2,184.00$181,500 Land $40,000 Building $141,500$181,500 Land $40,000 Building $141,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: BIF IV Intrepid HoldCo.

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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