534 Ridge Rd, Addison, AL 35540 Property Records

Winston County property record for 534 Ridge Rd, Addison, AL 35540

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft · built 1965
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$149 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12289`

Property Details

APN / Parcel Number

Primary APN	`12289`
Alternative APN	`67 10 03 08 0 000 045.000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	176 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	12289
Street Address	534 RIDGE RD
City	ADDISON
State	AL
Zip	35540-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART NE-SW AND SE-SW LYING W RIDGE RD AKA BURNS RD S8 T 10 R6 345-350 CLEARING TITLE
Legal Range	06W
Legal Township	10S
Legal Section	08
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1004
Census Tract	965502

Owner

534 Ridge Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Winston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	534 RIDGE RD, ADDISON, AL 35540-2628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB
Sep 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Book / Page	345 / 652
Prior Transfer Date	Dec 22, 2015
Prior Transfer Doc	0314000765
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	534 RIDGE RD, ADDISON, AL 35540-2628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	625/442
Date	Feb 22, 2018
Book Page	625/442

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2038

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Sep 22, 2020
Property Address	534 RIDGE RD, ADDISON, AL 35540-2628
Document Number	000345/652
Book / Page	345 / 652
Map Reference	MB317 PG604
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 RIDGE RD, ADDISON, AL 35540-2628

Mortgage

Document Number	0006550585
Date	Sep 22, 2020
Instrument	0655/0585

Lender

Name	FIRST FEDERAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Sep 14, 2020
Property Address	534 RIDGE RD, ADDISON, AL 35540-2628
Document Number	000345/350
Book / Page	345 / 350
Instrument Date	Apr 15, 2010
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2131 3RD AVE N, 2131, BIRMINGHAM, AL 35203-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 OLD CULLMAN RD, ADDISON, AL 35540-2529
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 534 Ridge Rd was $149, up 7.2% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$149.00 (+7.19%)
2025	$139.00 Additional exemption filed	$6,440 (-)	$64,400 (-) Land $15,000 Building $49,400
2024	$139.00 (+3.73%) Additional exemption filed	$6,440 (+2.55%)	$64,400 (+2.68%) Land $15,000 Building $49,400
2023	$134.00 (+15.52%) Additional exemption filed	$6,280 (+11.74%)	$62,720 (+11.68%) Land $14,300 Building $48,420
2022	$116.00 Additional exemption filed	$5,620	$56,160 Land $12,700 Building $43,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 534 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Ridge Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADDISON WATER WORKS serves 2,622 people · EPA ID AL0001402
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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