534 Prospect Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 534 Prospect Ave, Oradell, NJ 07649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4,002 sqft · built 1925
Lot Size	0.588 acres (25,600 sqft)
Owner	Individual Name on File
Last Sale	$1,025,000 (Jan 2010)
Tax Bill	$22,060 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00708-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`44-00708-0000-00036`
Alternative APNs	`440070800036` `186300`

Interior

Stories	2 Stories
Building Area	4,002 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Construction Type	Frame
Lot Area	25,600 sqft (0.588 acres)
Lot Dimensions	320 ft deep x 80 ft wide

Location & Zoning

Account Number	186300
Street Address	534 PROSPECT AVE
City	ORADELL
State	NJ
Zip	07649-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80X320
Legal Block	708
Legal Lot Number	36
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2011
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough records · APN 44-00708-0000-00036

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	534 PROSPECT AVE, ORADELL, NJ 07649-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2010 · Amount on Record
Deed Sale	Jan 07, 2010 · Amount on Record
Deed Document Number	20103322041
Deed Book / Page	332 / 2041
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	534 PROSPECT AVE, ORADELL, NJ 07649-1426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039060720
Date	Jan 11, 2021
Book Page	3906/720
Instrument	21-004043

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,014,600 (+5.56%) Land $504,500 Building $510,100	$1,014,600 (+5.56%) Land $504,500 Building $510,100
2025	$22,060.00 (+2.77%)	$961,200 (+22.43%) Land $466,100 Building $495,100	$961,200 (+22.43%) Land $466,100 Building $495,100
2024	$21,465.00 (+7%)
2023		$785,100 Land $347,500 Building $437,600	$785,100 Land $347,500 Building $437,600
2022	$20,060.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.