534 Payne Rd, Homer, GA 30547 Property Records

Banks County property record for 534 Payne Rd, Homer, GA 30547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,850 sqft · built 1965
Lot Size	4.28 acres (186,437 sqft)
Owner	Individual Name on File
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B49 045`

Property Details

APN / Parcel Number

Primary APN	`B49 045`
Alternative APN	`1458`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Heated Area
1st Floor Area	1,850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	186,437 sqft (4.28 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	266 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1458
Street Address	534 PAYNE RD
City	HOMER
State	GA
Zip	30547-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	GMD 1210 PB5-193 19-37
Legal Subdivision	00800-LINE CHURCH AREA 6000
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2024
Census Tract	970200

Owner

534 Payne Rd is owned and occupied by an individual who acquired it in October 2019.

Source: Banks County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	534 PAYNE RD, HOMER, GA 30547-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Oct 2, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2019
Transfer Doc	000472/268
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	534 PAYNE RD, HOMER, GA 30547-2016
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 PAYNE RD, HOMER, GA 30547-2016

Mortgage

Document Number	0000000468/0000000485
Date	Jul 30, 2019
Book Page	0000000468/0000000485

Lender

Name	FIFTH THIRD BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Oct 2, 2019
Property Address	534 PAYNE RD, HOMER, GA 30547-2016
Document Number	000472/268
Book / Page	472 / 268
Instrument Date	Oct 2, 2019
Instrument	2019-000760
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 PAYNE RD, HOMER, GA 30547-2016

Tax Assessment & Valuation

The 2025 property tax bill for 534 Payne Rd was $1,611 with exemptions applied, down 20.2% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (-20.17%) Homeowner's exemption Senior Citizen's exemption	$110,330 (+5.66%) Land $27,046 Building $83,284	$275,825 (+5.66%) Land $67,616 Building $208,209
2024	$2,018.00 (+53.34%) Homeowner's exemption	$104,416 (+23.3%) Land $24,588 Building $79,828	$261,040 (+23.3%) Land $61,469 Building $199,571
2023	$1,316.00 (-4.5%) Homeowner's exemption	$84,686 (+25.24%) Land $26,296 Building $58,390	$211,715 (+25.24%) Land $65,741 Building $145,974
2022	$1,378.00 Homeowner's exemption	$67,620 Land $19,176 Building $48,444	$169,050 Land $47,939 Building $121,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Payne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Payne Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Payne Rd

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