534 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 534 Pacific Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 1971
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on File
Last Sale	$3,650,000 (Jan 2020)
Tax Bill	$41,527 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-148-012`

Property Details

APN / Parcel Number

Primary APN	`064-148-012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Lot Area	7,980 sqft (0.183 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	534 PACIFIC AVE
City	CAYUCOS
State	CA
Zip	93430-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PR BCH 1 BL 5 LT 13
Legal Subdivision	PASO ROBLES BEACH 01
Legal Block	5
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3010
Census Tract	10504

Owner

534 Pacific Ave is owned by an individual who acquired it in July 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7924 AVENUE 84, 84, PIXLEY, CA 93256-9518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jul 27, 2021	Grant Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Jan 31, 2020	Grant Deed, Transfer MID VLY SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Deed Document Number	20205300
Last Transfer Date	Jul 6, 2021
Transfer Doc	0000053029
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 27, 2021
Property Address	534 PACIFIC AVE, CAYUCOS, CA 93430-1630
Document Number	0000053029
Map Reference	MB 3 PG 15
Instrument Date	Jul 6, 2021
Instrument	2021053029
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7924 AVENUE 84, PIXLEY, CA 93256-9518

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 27, 2021
Property Address	534 PACIFIC AVE, CAYUCOS, CA 93430-1630
Document Number	0000053030
Map Reference	MB 3 PG 15
Instrument Date	Jul 6, 2021
Instrument	2021053030
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7924 AVENUE 84, PIXLEY, CA 93256-9518

Mortgage

Document Number	0000053031
Date	Jul 27, 2021
Instrument	2021053031

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 31, 2020
Property Address	534 PACIFIC AVE, CAYUCOS, CA 93430-1630
Document Number	0000005300
Instrument Date	Dec 13, 2019
Instrument	5300
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,015.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	7978 AVENUE 84 PIXLEY CA 932569518, PIXLEY, CA 93256-9518

Mortgage

Document Number	5301
Date	Jan 31, 2020
Instrument	5301

Lender

Name	MID VLY SVCS
Address	7644 N PALM AVE, FRESNO, CA 93711-5732

Agreement

Amount	Amount on Record

Mortgage

Document Number	5302,
Date	Jan 31, 2020
Instrument	5302

Lender

Name	PAUL & CINDY MOSSINGER
Address	4034 BLUFF PL, SAN PEDRO, CA 90731-7114
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 534 Pacific Ave was $41,527.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,085,650 (+2%) Land $3,448,926 Building $636,724
2025	$41,527.00	$4,005,540 Land $3,381,300 Building $624,240
2023	$40,628.00 (+103.38%)	$3,836,800 Land $3,258,653 Building $578,147
2022	$19,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 534 Pacific Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Pacific Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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